Deposit interest rate in South Korea

South Korea: Deposit interest rate was 2.7% in 2025. ◆ Volatile

Latest (2025)
2.7%
Change on year
down 21.5%
World rank
86th
of 152 countries
All-time high
13.3%
in 1998
All-time low
1.2%
in 2020
Years of data
30
1996–2025

Deposit interest rate in South Korea, 1996–2025

02.557.51012.51996201020251996: 10.1 %1997: 10.8 %1998: 13.3 %1999: 7.9 %2000: 7.9 %2001: 5.8 %2002: 4.9 %2003: 4.3 %2004: 3.9 %2005: 3.7 %2006: 4.5 %2007: 5.2 %2008: 5.9 %2009: 3.5 %2010: 3.9 %2011: 4.2 %2012: 3.7 %2013: 2.9 %2014: 2.5 %2015: 1.8 %2016: 1.6 %2017: 1.7 %2018: 2 %2019: 1.9 %2020: 1.2 %2021: 1.2 %2022: 3.1 %2023: 3.8 %2024: 3.5 %2025: 2.7 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

South Korea recorded 2.7% for deposit interest rate in 2025.

That represents a change of down 21.5% on the previous year and up 51.1% over ten years.

Over the whole period, deposit interest rate in South Korea peaked at 13.3% in 1998 and was at its lowest, 1.2%, in 2020.

That places South Korea 86th out of 152 countries with data for 2025, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
1990s 10.5% 7.9% 13.3% 4
2000s 5.0% 3.5% 7.9% 10
2010s 2.6% 1.6% 4.2% 10
2020s 2.6% 1.2% 3.8% 6

Countries ranked near South Korea

  1. 83 Laos 3.0% compare
  2. 84 Aruba 2.8% compare
  3. 84 Panama 2.8% compare
  4. 87 North Macedonia 2.7% compare
  5. 88 Morocco 2.7% compare
  6. 89 Kuwait 2.6% compare

See the full ranking of 152 places →

More financial sector data for South Korea

All data for South Korea →

Frequently asked questions

What is deposit interest rate in South Korea?
Deposit interest rate in South Korea was 2.7% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest deposit interest rate recorded in South Korea?
The highest recorded value was 13.3% in 1998.
What is the lowest deposit interest rate recorded in South Korea?
The lowest recorded value was 1.2% in 2020.
How does South Korea rank for deposit interest rate?
South Korea ranks 86th out of 152 countries with data for 2025.
Is deposit interest rate rising or falling in South Korea?
Over the last ten years it is up 51.1%. The long-run trend across the full record is volatile.
Where does this South Korea data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 30 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

About this data

Indicator
Deposit interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
152 places, 4,967 data points, 1960–2025
Last refreshed

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.