Deposit interest rate in China
China: Deposit interest rate was 1.5% in 2024. ◆ Volatile
Deposit interest rate in China, 1980–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in China is 1.5%, measured in 2024. That is the lowest value across all 45 years on record.
The figure is down 45.5% over ten years.
Over the whole period, deposit interest rate in China peaked at 11.3% in 1989 and was at its lowest, 1.5%, in 2015.
China ranks 121st of 152 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.0% | 5.4% | 11.3% | 10 |
| 1990s | 7.6% | 2.2% | 11.0% | 10 |
| 2000s | 2.4% | 2.0% | 4.1% | 10 |
| 2010s | 2.2% | 1.5% | 3.5% | 10 |
| 2020s | 1.5% | 1.5% | 1.5% | 5 |
Countries ranked near China
- 118 Dominica 1.5% compare
- 119 Cape Verde 1.5% compare
- 120 Tonga 1.5% compare
- 121 Trinidad and Tobago 1.5% compare
- 123 Croatia 1.4% compare
- 124 Antigua and Barbuda 1.3% compare
More financial sector data for China
- Domestic credit to private sector 194.3% (2024)
- Net domestic credit 353.25 trillion current LCU (2024)
- Total reserves in months of imports 11.94 (2025)
- Net foreign assets 30.27 trillion current LCU (2024)
- Domestic credit to private sector by banks 194.3% (2024)
- Monetary Sector credit to private sector 194.3% (2024)
- Claims on central government, etc. 46.0% (2024)
- Broad money 227.7% (2024)
- Official exchange rate 7.19 LCU per US$, period average (2025)
- Net migration -268,126 (2025)
Frequently asked questions
- What is deposit interest rate in China?
- Deposit interest rate in China was 1.5% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in China?
- The highest recorded value was 11.3% in 1989.
- What is the lowest deposit interest rate recorded in China?
- The lowest recorded value was 1.5% in 2015.
- How does China rank for deposit interest rate?
- China ranks 121st out of 152 countries with data for 2024.
- Is deposit interest rate rising or falling in China?
- Over the last ten years it is down 45.5%. The long-run trend across the full record is volatile.
- Where does this China data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.