Borrowers from commercial banks (per 1,000 adults) by country
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.
Countries reporting
111
Highest
1,074 per 1,000 adults
Singapore
Lowest
1.02 per 1,000 adults
South Sudan
Median
191.97 per 1,000 adults
Years covered
21
2004–2024
Data points
2,367
What the numbers show
Borrowers from commercial banks (per 1,000 adults) is currently reported for 111 countries. The highest value is 1,074 per 1,000 adults in Singapore; the lowest is 1.02 per 1,000 adults in South Sudan.
The median across all reporting countries is 191.97 per 1,000 adults, and the mean is 251.98 per 1,000 adults.
The gap between the highest and lowest reporting country is a factor of about 1,048.
Over the past decade 80 countries rose and 29 fell. The largest increase was in Myanmar (up 2,024.7%), and the largest decrease in Tanzania (down 76.8%).
Borrowers from commercial banks: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Singapore | 1,074 per 1,000 adults | 2020 | up 15.9% | rising |
| 2 | Eswatini | 1,057 per 1,000 adults | 2024 | up 756.7% | volatile |
| 3 | Turkey | 976.68 per 1,000 adults | 2024 | up 19.4% | rising |
| 4 | Israel | 917.65 per 1,000 adults | 2011 | up 5.7% | flat |
| 5 | Brazil | 767.6 per 1,000 adults | 2024 | up 89.7% | rising |
| 6 | Uruguay | 766.28 per 1,000 adults | 2024 | up 33.7% | rising |
| 7 | Belgium | 672.95 per 1,000 adults | 2021 | down 3.4% | rising |
| 8 | China | 662.05 per 1,000 adults | 2024 | up 108.8% | rising |
| 9 | United Arab Emirates | 628.86 per 1,000 adults | 2023 | up 12.6% | rising |
| 10 | Italy | 587.27 per 1,000 adults | 2024 | up 32.0% | rising |
| 11 | Georgia | 559.22 per 1,000 adults | 2024 | up 20.4% | volatile |
| 12 | Serbia | 551.05 per 1,000 adults | 2024 | up 12.2% | rising |
| 13 | Croatia | 540.72 per 1,000 adults | 2024 | down 14.0% | falling |
| 14 | Tajikistan | 513.08 per 1,000 adults | 2024 | up 972.5% | volatile |
| 15 | Estonia | 505.66 per 1,000 adults | 2024 | down 1.4% | falling |
| 16 | Portugal | 485.47 per 1,000 adults | 2024 | up 30.4% | rising |
| 17 | Paraguay | 465.52 per 1,000 adults | 2024 | up 57.3% | rising |
| 18 | Spain | 459.52 per 1,000 adults | 2024 | up 10.9% | rising |
| 19 | Poland | 455 per 1,000 adults | 2024 | down 1.9% | flat |
| 20 | Malta | 433.39 per 1,000 adults | 2024 | — | rising |
| 21 | Hungary | 417.28 per 1,000 adults | 2024 | down 22.0% | falling |
| 22 | San Marino | 416.24 per 1,000 adults | 2024 | down 30.0% | falling |
| 23 | Lithuania | 408.04 per 1,000 adults | 2024 | — | rising |
| 24 | Maldives | 403.15 per 1,000 adults | 2024 | up 223.6% | rising |
| 25 | Bulgaria | 392.81 per 1,000 adults | 2024 | down 16.6% | falling |
| 26 | Azerbaijan | 392.8 per 1,000 adults | 2024 | up 34.5% | volatile |
| 27 | Argentina | 389.59 per 1,000 adults | 2024 | up 12.8% | rising |
| 28 | North Macedonia | 385.63 per 1,000 adults | 2024 | up 7.5% | rising |
| 29 | Palau | 383 per 1,000 adults | 2017 | up 9.6% | rising |
| 30 | Uzbekistan | 376.82 per 1,000 adults | 2024 | up 655.2% | volatile |
| 31 | Indonesia | 358.68 per 1,000 adults | 2024 | down 6.8% | rising |
| 32 | Chile | 355.49 per 1,000 adults | 2024 | down 3.4% | rising |
| 33 | Brunei | 352.34 per 1,000 adults | 2021 | down 36.5% | falling |
| 34 | Cyprus | 348.79 per 1,000 adults | 2024 | down 4.9% | falling |
| 35 | Bosnia and Herzegovina | 333.58 per 1,000 adults | 2024 | up 16.8% | rising |
| 36 | Kenya | 324.9 per 1,000 adults | 2024 | up 98.0% | volatile |
| 37 | Montenegro | 321.87 per 1,000 adults | 2024 | up 46.0% | rising |
| 38 | Thailand | 309.67 per 1,000 adults | 2024 | up 2.9% | rising |
| 39 | Malaysia | 305.09 per 1,000 adults | 2024 | down 10.2% | falling |
| 40 | Latvia | 304.1 per 1,000 adults | 2024 | down 13.5% | falling |
| 41 | Namibia | 297.11 per 1,000 adults | 2024 | up 17.4% | volatile |
| 42 | Qatar | 280.88 per 1,000 adults | 2021 | up 7.7% | falling |
| 43 | Kyrgyzstan | 267.63 per 1,000 adults | 2024 | up 377.4% | volatile |
| 44 | Mauritius | 263.13 per 1,000 adults | 2024 | down 7.4% | falling |
| 45 | Colombia | 263.02 per 1,000 adults | 2024 | up 18.2% | rising |
| 47 | Costa Rica | 259.81 per 1,000 adults | 2024 | up 20.7% | rising |
| 48 | Tunisia | 253.69 per 1,000 adults | 2024 | up 19.6% | rising |
| 49 | Dominican Republic | 250.49 per 1,000 adults | 2024 | up 57.1% | rising |
| 50 | Romania | 246.63 per 1,000 adults | 2024 | up 15.5% | flat |
| 51 | Seychelles | 235.02 per 1,000 adults | 2024 | up 4.8% | rising |
| 52 | Saudi Arabia | 234.69 per 1,000 adults | 2024 | up 26.2% | rising |
| 53 | Moldova | 210.26 per 1,000 adults | 2024 | up 220.1% | volatile |
| 54 | Cape Verde | 208.75 per 1,000 adults | 2022 | up 95.3% | rising |
| 55 | Kuwait | 198.93 per 1,000 adults | 2024 | down 4.0% | rising |
| 56 | Botswana | 196.25 per 1,000 adults | 2024 | up 7.4% | rising |
| 57 | Bahrain | 191.97 per 1,000 adults | 2024 | up 180.0% | volatile |
| 58 | Ghana | 185.64 per 1,000 adults | 2024 | up 294.2% | volatile |
| 59 | Suriname | 184.82 per 1,000 adults | 2024 | up 1.6% | flat |
| 60 | Guatemala | 167.44 per 1,000 adults | 2024 | up 10.2% | rising |
| 61 | Peru | 167.06 per 1,000 adults | 2024 | up 4.0% | rising |
| 62 | Palestine | 166.49 per 1,000 adults | 2024 | up 41.8% | rising |
| 63 | Albania | 155.95 per 1,000 adults | 2024 | up 1.0% | rising |
| 64 | Samoa | 151.97 per 1,000 adults | 2024 | up 45.5% | falling |
| 65 | Ecuador | 147.64 per 1,000 adults | 2024 | down 34.6% | falling |
| 66 | Belize | 147.22 per 1,000 adults | 2024 | down 25.5% | falling |
| 67 | Libya | 138.37 per 1,000 adults | 2011 | up 14.7% | rising |
| 68 | Egypt | 132.95 per 1,000 adults | 2024 | up 32.7% | rising |
| 69 | Madagascar | 121.6 per 1,000 adults | 2024 | up 335.9% | volatile |
| 70 | Honduras | 120.83 per 1,000 adults | 2024 | up 9.3% | rising |
| 71 | Mauritania | 98.95 per 1,000 adults | 2023 | up 102.9% | rising |
| 72 | Rwanda | 98.09 per 1,000 adults | 2024 | up 185.9% | volatile |
| 73 | Bangladesh | 96.44 per 1,000 adults | 2024 | up 25.2% | flat |
| 74 | Gabon | 92.11 per 1,000 adults | 2013 | up 665.0% | volatile |
| 75 | Vanuatu | 88.45 per 1,000 adults | 2021 | up 6.0% | flat |
| 76 | Bolivia | 81.14 per 1,000 adults | 2024 | up 50.0% | rising |
| 77 | Lebanon | 70.82 per 1,000 adults | 2024 | down 68.4% | falling |
| 78 | Equatorial Guinea | 63.84 per 1,000 adults | 2022 | up 846.1% | volatile |
| 79 | Congo | 61.25 per 1,000 adults | 2022 | up 327.2% | rising |
| 80 | Uganda | 60.34 per 1,000 adults | 2024 | up 185.0% | rising |
| 81 | United Kingdom | 59.47 per 1,000 adults | 2012 | up 6.0% | flat |
| 82 | Mozambique | 59.25 per 1,000 adults | 2024 | up 74.3% | volatile |
| 83 | Zimbabwe | 58.55 per 1,000 adults | 2024 | up 38.5% | volatile |
| 84 | Sao Tome and Principe | 55.43 per 1,000 adults | 2024 | down 6.3% | falling |
| 85 | Lesotho | 52.75 per 1,000 adults | 2024 | down 20.1% | rising |
| 86 | East Timor | 51.4 per 1,000 adults | 2023 | up 44.0% | rising |
| 87 | Syria | 50.54 per 1,000 adults | 2013 | down 29.4% | falling |
| 88 | Tanzania | 49.15 per 1,000 adults | 2024 | down 76.8% | volatile |
| 89 | Zambia | 44.76 per 1,000 adults | 2024 | up 22.7% | volatile |
| 90 | Algeria | 43.39 per 1,000 adults | 2024 | up 2.3% | rising |
| 91 | Djibouti | 42.46 per 1,000 adults | 2024 | down 20.0% | rising |
| 92 | Solomon Islands | 40.11 per 1,000 adults | 2024 | up 7.5% | volatile |
| 93 | Cameroon | 37.97 per 1,000 adults | 2020 | up 224.4% | rising |
| 94 | Togo | 37.25 per 1,000 adults | 2024 | up 13.3% | rising |
| 95 | Nigeria | 31.08 per 1,000 adults | 2024 | up 5.0% | rising |
| 96 | Angola | 25.66 per 1,000 adults | 2024 | up 68.9% | rising |
| 97 | Malawi | 24.84 per 1,000 adults | 2024 | down 33.6% | rising |
| 98 | Comoros | 24.09 per 1,000 adults | 2024 | up 134.6% | rising |
| 99 | Pakistan | 23.34 per 1,000 adults | 2024 | up 6.0% | falling |
| 100 | Guinea | 22.48 per 1,000 adults | 2024 | up 107.3% | volatile |
| 101 | Laos | 21.07 per 1,000 adults | 2024 | down 47.2% | falling |
| 102 | Burundi | 19.59 per 1,000 adults | 2020 | up 294.3% | volatile |
| 103 | Myanmar | 13.49 per 1,000 adults | 2020 | up 2,024.7% | volatile |
| 104 | Liberia | 12.66 per 1,000 adults | 2023 | down 40.9% | falling |
| 105 | Yemen | 12.04 per 1,000 adults | 2015 | up 613.1% | rising |
| 106 | Haiti | 10.71 per 1,000 adults | 2020 | up 470.6% | volatile |
| 107 | Democratic Republic of Congo | 9.04 per 1,000 adults | 2018 | up 1,797.7% | volatile |
| 108 | Chad | 7.96 per 1,000 adults | 2022 | up 164.8% | volatile |
| 109 | Sierra Leone | 6.28 per 1,000 adults | 2019 | down 24.4% | volatile |
| 110 | Afghanistan | 3.29 per 1,000 adults | 2019 | down 24.1% | falling |
| 111 | Ethiopia | 2.06 per 1,000 adults | 2012 | up 72.3% | rising |
| 112 | South Sudan | 1.02 per 1,000 adults | 2024 | down 53.1% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Kosovo 261.42 per 1,000 adults
- Central Europe and the Baltics 412.66 per 1,000 adults
- Europe & Central Asia 400.43 per 1,000 adults
- Europe & Central Asia (IDA & IBRD countries) 389.22 per 1,000 adults
- Europe & Central Asia (excluding high income) 381.22 per 1,000 adults
- Other small states 348.79 per 1,000 adults
- Small states 348.79 per 1,000 adults
- East Asia & Pacific (IDA & IBRD countries) 314.06 per 1,000 adults
- Late-demographic dividend 307.38 per 1,000 adults
- Upper middle income 307.38 per 1,000 adults
- IBRD only 301.1 per 1,000 adults
- Latin America & Caribbean 259.81 per 1,000 adults
About this data
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.