Bank or similar financial institution account (% age 15+) by country
The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another similar financial institution, (% age 15+)
Countries reporting
115
Highest
99.8%
Finland
Lowest
9.5%
Madagascar
Median
72.9%
Years covered
14
2011–2024
Data points
635
What the numbers show
Bank or similar financial institution account (% age 15+) is currently reported for 115 countries. The highest value is 99.8% in Finland; the lowest is 9.5% in Madagascar.
The median across all reporting countries is 72.9%, and the mean is 64.9%.
The gap between the highest and lowest reporting country is a factor of about 11.
Over the past decade 93 countries rose and 22 fell. The largest increase was in Tajikistan (up 357.9%), and the largest decrease in Lebanon (down 54.1%).
Bank or similar financial institution account: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Finland | 99.8% | 2024 | down 0.2% | flat |
| 2 | Austria | 99.5% | 2024 | up 2.9% | flat |
| 3 | United Kingdom | 99.3% | 2024 | up 0.4% | flat |
| 4 | France | 99.2% | 2024 | up 2.7% | flat |
| 5 | Netherlands | 99.2% | 2024 | down 0.1% | flat |
| 6 | Lithuania | 99.0% | 2024 | up 27.1% | rising |
| 7 | Estonia | 98.9% | 2024 | up 1.3% | flat |
| 8 | Slovenia | 98.7% | 2024 | up 1.5% | flat |
| 9 | Denmark | 98.7% | 2024 | down 1.3% | flat |
| 10 | Sweden | 98.6% | 2024 | down 1.2% | flat |
| 11 | Japan | 98.5% | 2024 | up 1.9% | flat |
| 12 | Canada | 98.4% | 2024 | down 0.7% | flat |
| 13 | Spain | 98.4% | 2024 | up 0.8% | flat |
| 14 | Germany | 98.3% | 2024 | down 0.5% | flat |
| 15 | Ireland | 98.3% | 2024 | up 3.8% | rising |
| 16 | Belgium | 98.2% | 2024 | up 0.1% | flat |
| 17 | Mongolia | 98.2% | 2024 | up 7.0% | rising |
| 18 | Australia | 98.0% | 2024 | down 0.9% | flat |
| 19 | New Zealand | 97.9% | 2024 | down 1.7% | flat |
| 20 | Singapore | 97.8% | 2024 | up 1.5% | flat |
| 21 | Hong Kong | 97.3% | 2024 | up 1.2% | rising |
| 22 | United States | 97.0% | 2024 | up 3.7% | rising |
| 23 | South Korea | 96.7% | 2024 | up 2.5% | flat |
| 24 | Malta | 96.6% | 2024 | up 0.2% | flat |
| 25 | Cyprus | 96.1% | 2024 | up 6.6% | rising |
| 26 | Latvia | 95.0% | 2024 | up 5.3% | rising |
| 27 | Croatia | 92.6% | 2024 | up 7.7% | rising |
| 28 | Czechia | 92.3% | 2024 | up 12.3% | rising |
| 29 | Slovakia | 92.2% | 2024 | up 19.4% | rising |
| 30 | Portugal | 91.4% | 2024 | up 4.6% | rising |
| 31 | Thailand | 91.1% | 2024 | up 16.6% | rising |
| 32 | Iran | 91.1% | 2024 | down 1.2% | rising |
| 33 | Mauritius | 89.5% | 2024 | up 8.9% | rising |
| 34 | China | 89.4% | 2024 | up 13.2% | rising |
| 35 | Israel | 89.3% | 2024 | down 0.8% | flat |
| 36 | India | 88.7% | 2024 | up 68.1% | rising |
| 37 | Greece | 88.6% | 2024 | up 1.2% | rising |
| 38 | Ukraine | 87.6% | 2024 | up 66.1% | rising |
| 39 | Malaysia | 87.2% | 2024 | up 8.1% | rising |
| 40 | Hungary | 87.0% | 2024 | up 20.3% | rising |
| 41 | Venezuela | 86.4% | 2024 | up 51.9% | rising |
| 42 | Poland | 86.1% | 2024 | up 10.6% | rising |
| 43 | Italy | 86.0% | 2024 | down 1.5% | rising |
| 44 | Brazil | 85.6% | 2024 | up 25.6% | rising |
| 45 | Chile | 85.1% | 2024 | up 34.6% | rising |
| 46 | Bulgaria | 84.7% | 2024 | up 34.5% | rising |
| 47 | North Macedonia | 84.3% | 2024 | up 17.3% | rising |
| 48 | Kazakhstan | 84.2% | 2024 | up 56.2% | rising |
| 49 | Serbia | 83.3% | 2024 | up 0.2% | rising |
| 50 | Turkey | 81.5% | 2024 | up 44.2% | rising |
| 51 | Sri Lanka | 81.2% | 2024 | down 1.8% | rising |
| 52 | Russia | 79.2% | 2024 | up 17.6% | rising |
| 53 | Georgia | 78.8% | 2024 | up 98.7% | rising |
| 54 | South Africa | 78.4% | 2024 | up 14.1% | rising |
| 55 | Saudi Arabia | 78.0% | 2024 | up 12.3% | rising |
| 56 | Bosnia and Herzegovina | 77.5% | 2024 | up 47.0% | rising |
| 57 | Uruguay | 73.7% | 2024 | up 62.6% | rising |
| 58 | Argentina | 72.9% | 2024 | up 45.2% | rising |
| 59 | Costa Rica | 71.4% | 2024 | up 10.5% | rising |
| 60 | Romania | 71.3% | 2024 | up 17.3% | rising |
| 61 | Armenia | 70.5% | 2024 | up 309.1% | volatile |
| 62 | Kyrgyzstan | 70.0% | 2024 | up 278.8% | volatile |
| 63 | Vietnam | 69.9% | 2024 | up 126.3% | rising |
| 64 | Ecuador | 63.9% | 2024 | up 38.4% | rising |
| 65 | Dominican Republic | 63.3% | 2024 | up 17.2% | rising |
| 66 | Panama | 60.9% | 2024 | up 40.2% | rising |
| 67 | Nigeria | 59.7% | 2024 | up 35.2% | rising |
| 68 | Uzbekistan | 59.7% | 2024 | up 46.5% | rising |
| 69 | Nepal | 57.5% | 2024 | up 70.2% | rising |
| 70 | Azerbaijan | 56.3% | 2024 | up 93.1% | rising |
| 71 | Moldova | 55.5% | 2024 | up 212.8% | rising |
| 72 | Bolivia | 53.5% | 2024 | up 31.4% | rising |
| 73 | Tajikistan | 52.5% | 2024 | up 357.9% | volatile |
| 74 | Indonesia | 52.4% | 2024 | up 45.7% | rising |
| 75 | Mexico | 52.4% | 2024 | up 35.4% | rising |
| 76 | Peru | 49.8% | 2024 | up 72.0% | rising |
| 77 | Senegal | 48.0% | 2024 | up 303.0% | volatile |
| 78 | Albania | 46.1% | 2024 | up 21.3% | rising |
| 79 | Kenya | 45.4% | 2024 | down 17.7% | flat |
| 80 | Colombia | 43.4% | 2024 | up 13.1% | rising |
| 81 | El Salvador | 42.9% | 2024 | up 23.8% | rising |
| 82 | Botswana | 41.6% | 2024 | down 15.5% | rising |
| 83 | Jordan | 39.6% | 2024 | up 60.8% | rising |
| 84 | Honduras | 39.3% | 2024 | up 30.7% | rising |
| 85 | Ghana | 38.7% | 2024 | up 11.9% | rising |
| 86 | Palestine | 38.7% | 2024 | up 59.5% | rising |
| 87 | Guatemala | 37.5% | 2024 | down 8.0% | rising |
| 88 | Cambodia | 37.3% | 2024 | up 196.8% | volatile |
| 89 | Algeria | 35.3% | 2024 | down 30.1% | flat |
| 90 | Egypt | 35.3% | 2024 | up 158.4% | rising |
| 91 | Philippines | 33.5% | 2024 | up 19.5% | rising |
| 92 | Bangladesh | 32.9% | 2024 | up 13.1% | rising |
| 93 | Togo | 32.4% | 2024 | up 84.2% | rising |
| 94 | Iraq | 28.3% | 2024 | up 157.6% | rising |
| 95 | Mauritania | 27.3% | 2024 | up 33.6% | rising |
| 96 | Uganda | 26.2% | 2024 | down 5.8% | rising |
| 97 | Gabon | 24.8% | 2024 | down 17.7% | rising |
| 98 | Zambia | 24.1% | 2024 | down 23.1% | falling |
| 99 | Tanzania | 21.9% | 2024 | up 15.2% | rising |
| 100 | Zimbabwe | 21.6% | 2024 | up 25.5% | falling |
| 101 | Lebanon | 21.6% | 2024 | down 54.1% | falling |
| 102 | Nicaragua | 21.5% | 2024 | up 14.1% | rising |
| 103 | Cameroon | 21.0% | 2024 | up 85.0% | rising |
| 104 | Burkina Faso | 20.5% | 2024 | up 53.1% | rising |
| 105 | Benin | 19.9% | 2024 | up 24.6% | rising |
| 106 | Mali | 18.4% | 2024 | up 39.2% | rising |
| 107 | Pakistan | 18.3% | 2024 | up 110.0% | rising |
| 108 | Guinea | 16.9% | 2024 | up 174.0% | rising |
| 109 | Sierra Leone | 15.0% | 2024 | up 6.1% | flat |
| 110 | Chad | 15.0% | 2024 | up 94.8% | rising |
| 111 | Congo | 14.7% | 2024 | down 11.8% | rising |
| 112 | Democratic Republic of Congo | 13.5% | 2024 | up 23.8% | rising |
| 113 | Niger | 12.7% | 2024 | up 262.9% | volatile |
| 114 | Malawi | 12.4% | 2024 | down 23.1% | falling |
| 115 | Madagascar | 9.5% | 2024 | up 65.1% | rising |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- High income 94.9%
- Upper middle income 83.2%
- East Asia & Pacific (excluding high income) 82.2%
- Europe & Central Asia (excluding high income) 77.6%
- South Asia 75.3%
- World 75.3%
- Low & middle income 71.3%
- Latin America & Caribbean (excluding high income) 66.4%
- Lower middle income 65.0%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 50.0%
- Sub-Saharan Africa (excluding high income) 37.8%
- Low income 25.8%
About this data
The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another similar financial institution, (% age 15+)