Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) by country
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).
What the numbers show
Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) is currently reported for 104 countries. The highest value is 100.0% in Austria; the lowest is 6.0% in Lebanon.
The median across all reporting countries is 67.7%, and the mean is 68.7%.
The gap between the highest and lowest reporting country is a factor of about 17.
Over the past decade 91 countries rose and 13 fell. The largest increase was in Cameroon (up 973.5%), and the largest decrease in Lebanon (down 80.0%).
Account ownership at a financial institution or with a mobile-money-se: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Austria | 100.0% | 2024 | up 13.0% | rising |
| 1 | Canada | 100.0% | 2024 | up 2.7% | rising |
| 1 | Spain | 100.0% | 2024 | up 18.1% | rising |
| 1 | France | 100.0% | 2024 | up 26.8% | rising |
| 1 | United Kingdom | 100.0% | 2024 | up 10.2% | rising |
| 1 | Lithuania | 100.0% | 2024 | up 199.8% | rising |
| 1 | Netherlands | 100.0% | 2024 | up 0.9% | flat |
| 1 | Sweden | 100.0% | 2024 | up 1.4% | flat |
| 9 | Singapore | 98.9% | 2024 | up 6.4% | flat |
| 10 | Australia | 98.7% | 2024 | up 4.2% | flat |
| 11 | Finland | 98.6% | 2024 | down 1.4% | flat |
| 12 | Slovenia | 98.6% | 2024 | up 7.8% | flat |
| 13 | Ireland | 98.5% | 2024 | up 8.3% | rising |
| 14 | South Korea | 98.4% | 2024 | up 14.3% | rising |
| 15 | Estonia | 98.2% | 2024 | up 8.4% | rising |
| 16 | Belgium | 98.0% | 2024 | up 7.8% | rising |
| 17 | Denmark | 97.9% | 2024 | down 2.1% | flat |
| 18 | Japan | 97.4% | 2024 | up 19.5% | rising |
| 19 | Hungary | 96.4% | 2024 | up 90.3% | rising |
| 20 | Malta | 96.1% | 2024 | up 10.1% | rising |
| 21 | Hong Kong | 95.9% | 2024 | up 7.8% | rising |
| 22 | Mongolia | 95.9% | 2024 | up 3.0% | rising |
| 23 | New Zealand | 95.4% | 2024 | down 3.7% | flat |
| 24 | Cyprus | 95.3% | 2024 | up 28.1% | rising |
| 25 | Portugal | 93.0% | 2024 | up 8.5% | rising |
| 26 | Ukraine | 92.9% | 2024 | up 66.1% | rising |
| 27 | Iran | 91.8% | 2024 | up 3.6% | rising |
| 28 | Czechia | 91.4% | 2024 | up 40.7% | rising |
| 29 | Germany | 90.9% | 2024 | down 3.0% | flat |
| 30 | Kenya | 89.8% | 2024 | up 35.4% | rising |
| 31 | Mauritius | 89.8% | 2024 | up 29.8% | rising |
| 32 | Latvia | 89.7% | 2024 | up 10.3% | rising |
| 33 | China | 88.6% | 2024 | up 19.2% | rising |
| 34 | Russia | 88.5% | 2024 | up 62.5% | rising |
| 35 | Thailand | 88.1% | 2024 | up 24.9% | rising |
| 36 | United States | 87.7% | 2024 | up 0.1% | rising |
| 37 | Malaysia | 87.1% | 2024 | up 14.3% | rising |
| 38 | Romania | 85.6% | 2024 | up 55.6% | rising |
| 39 | Chile | 85.4% | 2024 | up 36.6% | rising |
| 40 | Brazil | 84.4% | 2024 | up 60.6% | rising |
| 41 | Argentina | 84.4% | 2024 | up 244.5% | volatile |
| 42 | India | 83.3% | 2024 | up 92.7% | rising |
| 43 | Slovakia | 81.1% | 2024 | up 115.5% | rising |
| 44 | Ghana | 80.0% | 2024 | up 119.5% | rising |
| 45 | Bulgaria | 79.2% | 2024 | up 143.1% | rising |
| 46 | Venezuela | 76.4% | 2024 | up 176.5% | rising |
| 47 | Sri Lanka | 75.1% | 2024 | down 11.9% | rising |
| 48 | Poland | 73.6% | 2024 | up 15.6% | rising |
| 49 | Vietnam | 72.2% | 2024 | up 92.7% | rising |
| 50 | Greece | 69.9% | 2024 | up 48.8% | rising |
| 51 | Georgia | 68.7% | 2024 | up 596.1% | volatile |
| 52 | Kazakhstan | 68.3% | 2024 | up 116.0% | rising |
| 53 | Costa Rica | 67.1% | 2024 | up 9.0% | rising |
| 54 | Uganda | 66.7% | 2024 | up 90.5% | rising |
| 55 | South Africa | 66.6% | 2024 | up 24.5% | rising |
| 56 | Turkey | 65.2% | 2024 | up 56.9% | rising |
| 57 | Saudi Arabia | 64.9% | 2024 | up 0.6% | rising |
| 58 | Armenia | 63.7% | 2024 | up 512.4% | volatile |
| 59 | Uruguay | 62.4% | 2024 | up 111.5% | rising |
| 60 | Colombia | 62.2% | 2024 | up 118.9% | rising |
| 61 | Gabon | 62.0% | 2024 | up 168.5% | volatile |
| 62 | Indonesia | 62.0% | 2024 | up 76.3% | rising |
| 63 | Zambia | 61.5% | 2024 | up 113.3% | rising |
| 64 | Ecuador | 60.5% | 2024 | up 80.6% | rising |
| 65 | Moldova | 59.0% | 2024 | up 381.8% | volatile |
| 66 | Bosnia and Herzegovina | 58.4% | 2024 | up 69.8% | rising |
| 67 | Panama | 57.5% | 2024 | up 87.1% | rising |
| 68 | Israel | 57.4% | 2024 | down 14.7% | falling |
| 69 | North Macedonia | 57.4% | 2024 | up 23.0% | flat |
| 70 | Italy | 57.4% | 2024 | down 5.7% | rising |
| 71 | Cameroon | 57.2% | 2024 | up 973.5% | volatile |
| 72 | Congo | 55.4% | 2024 | up 644.5% | volatile |
| 73 | Croatia | 55.2% | 2024 | down 4.4% | falling |
| 74 | Philippines | 55.1% | 2024 | up 189.4% | rising |
| 75 | Bolivia | 53.8% | 2024 | up 71.7% | rising |
| 76 | Tanzania | 53.2% | 2024 | up 66.8% | rising |
| 77 | Peru | 53.0% | 2024 | up 171.2% | rising |
| 78 | Botswana | 52.3% | 2024 | up 9.5% | rising |
| 79 | Togo | 49.0% | 2024 | up 299.2% | volatile |
| 80 | Malawi | 47.8% | 2024 | up 295.3% | volatile |
| 81 | Dominican Republic | 47.4% | 2024 | up 24.9% | rising |
| 82 | Burkina Faso | 47.3% | 2024 | up 468.0% | volatile |
| 83 | Mexico | 44.7% | 2024 | up 39.3% | rising |
| 84 | Nigeria | 44.4% | 2024 | up 24.3% | rising |
| 85 | Benin | 42.0% | 2024 | up 402.3% | volatile |
| 87 | Honduras | 41.2% | 2024 | up 51.4% | rising |
| 88 | Nepal | 39.1% | 2024 | up 53.9% | rising |
| 89 | Bangladesh | 38.7% | 2024 | up 85.9% | rising |
| 90 | Zimbabwe | 38.2% | 2024 | up 59.5% | rising |
| 91 | Serbia | 37.9% | 2024 | down 51.3% | rising |
| 92 | El Salvador | 36.8% | 2024 | up 20.8% | rising |
| 93 | Sierra Leone | 36.5% | 2024 | up 468.2% | volatile |
| 94 | Uzbekistan | 35.4% | 2024 | up 42.4% | rising |
| 95 | Guatemala | 34.8% | 2024 | down 5.6% | rising |
| 96 | Azerbaijan | 31.7% | 2024 | up 216.6% | volatile |
| 97 | Iraq | 29.9% | 2024 | up 246.0% | volatile |
| 98 | Albania | 29.4% | 2024 | down 2.0% | rising |
| 99 | Jordan | 29.2% | 2024 | up 135.7% | rising |
| 100 | Nicaragua | 28.3% | 2024 | up 154.6% | rising |
| 101 | Pakistan | 24.3% | 2024 | up 84.5% | rising |
| 102 | Palestine | 23.4% | 2024 | up 121.6% | rising |
| 103 | Mauritania | 20.9% | 2024 | up 42.4% | rising |
| 104 | Algeria | 18.5% | 2024 | down 51.8% | falling |
| 105 | Lebanon | 6.0% | 2024 | down 80.0% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Kosovo 41.4%
- High income 88.6%
- East Asia & Pacific (excluding high income) 80.1%
- Upper middle income 78.7%
- South Asia 71.7%
- World 69.1%
- Europe & Central Asia (excluding high income) 67.8%
- Low & middle income 66.7%
- Lower middle income 64.5%
- Latin America & Caribbean (excluding high income) 64.4%
- Sub-Saharan Africa (excluding high income) 48.2%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 41.8%
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).