Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) by country
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).
Countries reporting
104
Highest
99.8%
France
Lowest
11.9%
Pakistan
Median
80.0%
Years covered
14
2011–2024
Data points
585
What the numbers show
Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) is currently reported for 104 countries. The highest value is 99.8% in France; the lowest is 11.9% in Pakistan.
The median across all reporting countries is 80.0%, and the mean is 72.0%.
The gap between the highest and lowest reporting country is a factor of about 8.
Over the past decade 87 countries rose and 17 fell. The largest increase was in Cameroon (up 419.7%), and the largest decrease in Algeria (down 54.9%).
Account ownership at a financial institution or with a mobile-money-se: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | France | 99.8% | 2024 | up 4.6% | flat |
| 2 | Estonia | 99.8% | 2024 | up 2.4% | flat |
| 3 | Finland | 99.7% | 2024 | down 0.3% | flat |
| 4 | United Kingdom | 99.3% | 2024 | up 0.6% | flat |
| 5 | Netherlands | 99.3% | 2024 | up 0.1% | flat |
| 6 | Austria | 99.2% | 2024 | up 1.9% | flat |
| 7 | Mongolia | 99.0% | 2024 | up 6.2% | rising |
| 8 | Slovenia | 98.9% | 2024 | up 2.0% | flat |
| 9 | Germany | 98.9% | 2024 | down 0.6% | flat |
| 10 | Canada | 98.8% | 2024 | down 0.4% | flat |
| 11 | Japan | 98.7% | 2024 | up 1.8% | flat |
| 12 | New Zealand | 98.5% | 2024 | down 0.7% | flat |
| 13 | Lithuania | 98.4% | 2024 | up 26.4% | rising |
| 14 | Denmark | 98.1% | 2024 | down 1.9% | flat |
| 15 | Cyprus | 98.0% | 2024 | up 8.6% | rising |
| 16 | Belgium | 97.9% | 2024 | down 1.6% | flat |
| 17 | Spain | 97.8% | 2024 | up 0.2% | rising |
| 18 | Australia | 97.7% | 2024 | down 1.3% | flat |
| 19 | Singapore | 97.6% | 2024 | up 1.6% | flat |
| 20 | Sweden | 97.6% | 2024 | down 2.2% | flat |
| 21 | South Korea | 97.1% | 2024 | up 4.0% | rising |
| 22 | United States | 97.1% | 2024 | up 2.4% | rising |
| 23 | Ireland | 96.9% | 2024 | up 2.3% | rising |
| 24 | Hong Kong | 96.8% | 2024 | up 0.5% | rising |
| 25 | Malta | 96.1% | 2024 | up 0.5% | flat |
| 26 | Latvia | 95.4% | 2024 | up 5.8% | rising |
| 27 | Thailand | 92.7% | 2024 | up 22.9% | rising |
| 28 | Croatia | 92.1% | 2024 | up 5.0% | rising |
| 29 | Slovakia | 91.1% | 2024 | up 13.9% | rising |
| 30 | Czechia | 89.7% | 2024 | up 13.0% | rising |
| 31 | India | 89.2% | 2024 | up 106.9% | rising |
| 32 | China | 89.2% | 2024 | up 16.7% | rising |
| 33 | Malaysia | 88.2% | 2024 | up 13.0% | rising |
| 34 | Portugal | 88.2% | 2024 | up 2.4% | rising |
| 35 | Israel | 88.1% | 2024 | down 2.1% | flat |
| 36 | Venezuela | 87.7% | 2024 | up 64.7% | rising |
| 37 | Mauritius | 87.4% | 2024 | up 9.3% | rising |
| 38 | Iran | 86.8% | 2024 | down 0.6% | rising |
| 39 | Kenya | 86.5% | 2024 | up 21.6% | rising |
| 40 | Poland | 86.3% | 2024 | up 18.3% | rising |
| 41 | Kazakhstan | 85.7% | 2024 | up 54.3% | rising |
| 42 | Bulgaria | 85.0% | 2024 | up 34.6% | rising |
| 43 | Argentina | 84.2% | 2024 | up 65.7% | rising |
| 44 | Greece | 84.1% | 2024 | down 2.9% | rising |
| 45 | Ukraine | 83.9% | 2024 | up 62.3% | rising |
| 46 | Hungary | 83.7% | 2024 | up 15.5% | rising |
| 47 | Chile | 83.2% | 2024 | up 40.6% | rising |
| 48 | Brazil | 82.3% | 2024 | up 27.0% | rising |
| 49 | Georgia | 81.3% | 2024 | up 104.4% | rising |
| 50 | Serbia | 81.1% | 2024 | down 2.3% | rising |
| 51 | South Africa | 81.0% | 2024 | up 15.1% | rising |
| 52 | Sri Lanka | 80.2% | 2024 | down 3.5% | rising |
| 53 | Italy | 79.8% | 2024 | down 4.0% | rising |
| 54 | Ghana | 78.3% | 2024 | up 98.9% | rising |
| 55 | Russia | 77.3% | 2024 | up 10.1% | rising |
| 56 | North Macedonia | 77.2% | 2024 | up 20.6% | rising |
| 57 | Bosnia and Herzegovina | 75.7% | 2024 | up 61.0% | rising |
| 58 | Saudi Arabia | 73.5% | 2024 | up 20.1% | rising |
| 59 | Uruguay | 73.3% | 2024 | up 77.6% | rising |
| 60 | Turkey | 71.7% | 2024 | up 61.2% | rising |
| 61 | Zambia | 70.2% | 2024 | up 111.1% | rising |
| 62 | Vietnam | 69.9% | 2024 | up 118.2% | rising |
| 63 | Romania | 69.9% | 2024 | up 22.8% | rising |
| 64 | Costa Rica | 68.3% | 2024 | up 13.4% | rising |
| 65 | Armenia | 68.0% | 2024 | up 361.1% | volatile |
| 66 | Uganda | 66.4% | 2024 | up 81.2% | rising |
| 67 | Gabon | 63.7% | 2024 | up 107.3% | rising |
| 68 | Ecuador | 63.5% | 2024 | up 55.6% | rising |
| 69 | Dominican Republic | 61.4% | 2024 | up 9.8% | rising |
| 70 | Uzbekistan | 60.7% | 2024 | up 54.3% | rising |
| 72 | Nepal | 59.8% | 2024 | up 91.2% | rising |
| 73 | Botswana | 59.7% | 2024 | up 22.5% | rising |
| 74 | Panama | 58.1% | 2024 | up 44.1% | rising |
| 75 | Indonesia | 58.0% | 2024 | up 54.9% | rising |
| 76 | Philippines | 57.1% | 2024 | up 50.9% | rising |
| 77 | Peru | 56.2% | 2024 | up 149.7% | rising |
| 78 | Tanzania | 54.9% | 2024 | up 60.0% | rising |
| 79 | Moldova | 54.5% | 2024 | up 187.5% | rising |
| 80 | Bolivia | 53.5% | 2024 | up 40.5% | rising |
| 81 | Cameroon | 52.9% | 2024 | up 419.7% | volatile |
| 82 | Nigeria | 52.2% | 2024 | up 53.5% | rising |
| 83 | Colombia | 51.0% | 2024 | up 50.2% | rising |
| 84 | Congo | 50.6% | 2024 | up 238.1% | volatile |
| 85 | Benin | 49.1% | 2024 | up 260.8% | volatile |
| 86 | Mexico | 47.4% | 2024 | up 21.9% | rising |
| 87 | Zimbabwe | 47.0% | 2024 | up 62.2% | rising |
| 88 | Malawi | 46.3% | 2024 | up 231.0% | rising |
| 89 | Azerbaijan | 46.2% | 2024 | up 78.3% | rising |
| 90 | Togo | 45.3% | 2024 | up 200.1% | volatile |
| 91 | Burkina Faso | 44.0% | 2024 | up 247.8% | rising |
| 92 | Albania | 41.2% | 2024 | up 22.5% | rising |
| 93 | Jordan | 36.2% | 2024 | up 133.3% | rising |
| 94 | Sierra Leone | 35.9% | 2024 | up 187.5% | rising |
| 95 | El Salvador | 34.4% | 2024 | up 7.9% | rising |
| 96 | Honduras | 34.1% | 2024 | up 26.1% | rising |
| 97 | Bangladesh | 33.3% | 2024 | up 26.1% | rising |
| 98 | Guatemala | 32.5% | 2024 | down 6.3% | rising |
| 99 | Palestine | 27.7% | 2024 | up 30.7% | rising |
| 100 | Mauritania | 24.7% | 2024 | up 17.6% | rising |
| 101 | Nicaragua | 21.2% | 2024 | up 47.2% | rising |
| 102 | Iraq | 18.8% | 2024 | up 152.9% | rising |
| 103 | Algeria | 18.1% | 2024 | down 54.9% | falling |
| 104 | Lebanon | 15.3% | 2024 | down 53.4% | falling |
| 105 | Pakistan | 11.9% | 2024 | up 145.9% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Kosovo 59.8%
- High income 94.5%
- East Asia & Pacific (excluding high income) 83.5%
- Upper middle income 82.5%
- World 76.6%
- South Asia 75.1%
- Europe & Central Asia (excluding high income) 73.9%
- Low & middle income 73.0%
- Lower middle income 67.6%
- Latin America & Caribbean (excluding high income) 65.9%
- Sub-Saharan Africa (excluding high income) 52.3%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 45.6%
About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).