Financial Sector in Zambia 439 indicators covering financial sector for Zambia. IndicatorLatest Year10-yr change Rank Other investment, Loans, Deposit taking corporations, except the 0.0167 US dollar 2025 down 100.0% 106th Bank net interest margin 9.4% 2021 up 10.9% 9th Bank nonperforming loans to total gross loans 2.8% 2025 down 61.9% 88th Rate 0.61 2024 down 52.0% 16th International migrant stock, total 249,205 2024 up 88.6% 107th International migrant stock 1.2% 2024 up 50.0% 170th Bank capital to assets ratio 12.6% 2025 up 12.9% 22nd Reserve assets, Currency and deposits, Claims on monetary authorities 2.21 billion US dollar 2025 up 109.4% 34th Financial derivatives (other than reserves) and employee stock options 17.93 million US dollar 2025 down 37.6% 64th Government securities: Treasury bills yields, Rate, Percent per annum 20.8 2020 up 231.4% 2nd Borrowers from commercial banks 44.76 per 1,000 adults 2024 up 22.7% 90th Financial derivatives (other than reserves) and employee stock -13.56 million 2024 down 293.7% 108th Other investment, Currency and deposits, Deposit taking corporations 1.91 billion US dollar 2025 up 74.1% 58th Discount Rate, Percent per annum 16.35 2020 up 128.1% 10th Other investment, Trade credits and advances, Non financial 26.13 million US dollar 2025 down 96.6% 103rd Other investment, Currency and deposits, Central bank 616,596 US dollar 2025 up 106.8% 58th Other investment, Currency and deposits, Non financial corporations 957.26 million US dollar 2025 up 19.1% 79th 5-bank asset concentration 91.41 2021 up 22.6% 58th Depositors with commercial banks 246.28 per 1,000 adults 2024 down 10.3% 80th Domestic Claims, Claims on Other Financial Corporations 91.56 billion 2008 up 3,251.3% 23rd Bank lending-deposit spread 0.7632 2020 down 94.4% 121st Savings Rate, Percent per annum 2.93 2020 down 37.5% 17th Risk premium on lending -11.3% 2020 down 177.3% 86th Restricted Deposits 46.69 billion 2008 — 15th Portfolio investment, bonds (PPG + PNG) -344.72 million NFL, current US$ 2024 down 134.5% 65th Bank regulatory capital to risk-weighted assets 20.1% 2020 down 8.9% 46th Bank non-performing loans to gross loans 11.6% 2020 down 21.5% 24th Currency in circulation outside of depository corporations 20.19 billion Domestic currency 2025 up 328.4% 101st Outstanding international public debt securities to GDP 22.0% 2020 up 648.0% 22nd International debt issues to GDP 22.0% 2020 up 648.0% 50th Broad Money 223.14 billion Domestic currency 2025 up 372.1% 99th Bank capital to total assets 8.5% 2020 down 5.6% 96th Securities issued by Central Government 0 Domestic currency 2025 — 5th Deposits (including electronic money) in Non-financial corporations 0 Domestic currency 2025 — 15th Current account balance (credit less debit), Percent of GDP (Balance) 1.94 2027 up 215.5% 7th Provisions to nonperforming loans 75.9% 2020 down 5.5% 42nd Currency issued by Central Government 0 Domestic currency 2021 — 10th Goods balance (credit less debit), Percent of GDP (Balance of) 8.6 2027 up 131.7% 11th National Definitions of Money, Base Money 83.84 billion Domestic currency 2025 up 416.0% 64th Number of listed companies per 1,000,000 people 1.25 2020 down 12.3% 91st Wholesale price index 100 2010 = 100 1995 up 52,782.0% 40th Gross portfolio equity assets to GDP 0.2% 2018 down 15.9% 101st Bank branches per 100,000 adults 3.16 2020 down 20.3% 164th Domestic Claims, Claims on State and Local Government or Official 3.99 billion 2008 up 55.8% 29th Gross portfolio debt liabilities to GDP 12.3% 2020 up 2,046.0% 78th Neonatal deaths - High-income country average rate matched 2,132 2030 down 80.3% 39th Under-five deaths - High-income country average rate matched 3,824 2030 down 83.3% 40th Deaths age 10 to 19 - High-income country average rate matched 1,526 2030 down 57.5% 45th Stock market total value traded to GDP 0.1% 2012 down 40.1% 87th ATMs per 100,000 adults 10.03 2020 up 47.1% 145th S&P Global Equity Indices 23.8% 2022 up 784.2% 4th Domestic credit provided by financial sector 35.2% 2024 up 36.3% 52nd Gross portfolio equity liabilities to GDP 2.6% 2020 up 1,271.2% 59th Stock market capitalization to GDP 13.6% 2011 up 85.3% 72nd Outstanding Loans, Commercial Banks, of Which: Household Sector Loans 16.83 billion 2025 up 112.9% 97th Nonbank financial institutions’ assets to GDP 10.9% 2020 up 70.0% 35th Securities Other Than Shares, Money Market Instruments 0 2008 down 100.0% 37th Account ownership at a financial institution or with a 72.7% 2024 up 104.0% 63rd Stock market turnover ratio 0.6% 2011 down 61.4% 82nd Outstanding Deposits, Commercial Banks, of Which: Household Sector 46.43 billion 2025 up 407.6% 83rd ← Previous Page 6 of 8 Next →