Financial Sector in Zambia 56 indicators covering financial sector for Zambia. IndicatorLatest Year10-yr change Rank Net migration 6,562 2025 down 59.6% 47th Total reserves in months of imports 3.29 2024 up 4.8% 115th Net domestic credit 172.45 billion current LCU 2025 up 326.6% 120th Domestic credit to private sector by banks 13.7% 2025 down 12.7% 156th Net foreign assets 85.43 billion current LCU 2025 up 188.9% 107th Claims on central government, etc. 9.1% 2025 down 6.4% 97th Monetary Sector credit to private sector 13.7% 2025 down 12.9% 157th Domestic credit to private sector 17.0% 2024 down 0.5% 150th Broad money 30.8% 2025 up 19.3% 134th Official exchange rate 25.28 LCU per US$, period average 2025 up 192.8% 92nd Claims on private sector 6.6% 2025 down 64.8% 59th Broad money 223.14 billion current LCU 2025 up 372.1% 109th Broad money growth 8.7% 2025 down 75.3% 98th Claims on central government 3.0% 2025 down 41.0% 79th GDP deflator: linked series 415.22 base year varies by country 2025 up 183.0% 22nd Inflation, GDP deflator: linked series 5.6% 2025 down 15.5% 56th Broad money to total reserves ratio 1.92 2024 up 4.0% 128th Total reserves 14.5% 2024 down 54.4% 93rd Interest rate spread 0.8% 2020 down 94.4% 129th Deposit interest rate 8.7% 2020 up 17.8% 24th Consumer price index 483.32 2010 = 100 2025 up 235.5% 23rd Bank liquid reserves to bank assets ratio 42.4% 2025 up 44.1% 24th Lending interest rate 9.5% 2020 down 54.7% 64th Real interest rate -3.9% 2020 down 163.7% 137th Listed domestic companies, total 20 2025 unchanged 89th Commercial bank branches 2.51 per 100,000 adults 2024 down 45.4% 172nd Stocks traded, total value 0.3% 2025 up 330.3% 76th Stocks traded, total value 88.68 million current US$ 2025 up 387.3% 80th Automated teller machines (ATMs) 7.7 per 100,000 adults 2024 down 22.6% 156th Stocks traded, turnover ratio of domestic shares 0.2% 2024 down 71.1% 92nd Market capitalization of listed domestic companies 14.91 billion current US$ 2025 up 368.1% 69th Market capitalization of listed domestic companies 51.6% 2025 up 280.3% 37th Real effective exchange rate index 83.31 2010 = 100 2025 down 3.9% 87th Claims on other sectors of the domestic economy 7.0% 2025 down 63.6% 64th Bank nonperforming loans to total gross loans 2.8% 2025 down 61.9% 88th International migrant stock 1.2% 2024 up 50.0% 169th International migrant stock, total 249,205 2024 up 88.6% 107th Bank capital to assets ratio 12.6% 2025 up 12.9% 22nd Borrowers from commercial banks 44.76 per 1,000 adults 2024 up 22.7% 89th Depositors with commercial banks 246.28 per 1,000 adults 2024 down 10.3% 80th Risk premium on lending -11.3% 2020 down 177.3% 85th Portfolio investment, bonds (PPG + PNG) -344.72 million NFL, current US$ 2024 down 134.5% 65th Wholesale price index 100 2010 = 100 1995 up 52,782.0% 40th S&P Global Equity Indices 23.8% 2022 up 784.2% 4th Domestic credit provided by financial sector 35.2% 2024 up 36.3% 51st Account ownership at a financial institution or with a mobile-money-se 72.7% 2024 up 104.0% 63rd Account ownership at a financial institution or with a mobile-money-se 79.6% 2024 up 101.2% 59th Account ownership at a financial institution or with a mobile-money-se 61.5% 2024 up 113.3% 63rd Account ownership at a financial institution or with a mobile-money-se 75.5% 2024 up 97.9% 62nd Account ownership at a financial institution or with a mobile-money-se 70.2% 2024 up 111.1% 61st Account ownership at a financial institution or with a mobile-money-se 62.0% 2024 up 176.2% 54th Account ownership at a financial institution or with a mobile-money-se 84.3% 2024 up 65.6% 58th Account ownership at a financial institution or with a mobile-money-se 81.9% 2024 up 79.4% 59th Account ownership at a financial institution or with a mobile-money-se 58.8% 2024 up 185.8% 65th Claims on other sectors of the domestic economy 18.8% 2024 up 8.8% 52nd Average transaction cost of sending remittances to a specific country 8.1% 2023 down 35.7% 10th