Financial Sector in Nicaragua 45 indicators covering financial sector for Nicaragua. IndicatorLatest Year10-yr change Rank Net migration -8,371 2025 up 65.6% 148th Total reserves in months of imports 5.72 2024 up 63.3% 55th Net domestic credit 188.32 billion current LCU 2024 up 37.6% 117th Domestic credit to private sector by banks 29.1% 2024 down 6.8% 117th Net foreign assets 161.92 billion current LCU 2024 up 925.9% 100th Claims on central government, etc. -3.3% 2024 down 126.5% 159th Monetary Sector credit to private sector 29.1% 2024 down 6.9% 116th Domestic credit to private sector 32.3% 2024 down 4.5% 114th Broad money 39.3% 2022 up 17.2% 121st Official exchange rate 36.62 LCU per US$, period average 2025 up 34.4% 87th Claims on private sector 12.0% 2023 down 25.5% 26th Broad money 220.40 billion current LCU 2022 up 165.0% 110th Broad money growth 11.3% 2022 down 26.4% 69th Claims on central government -12.6% 2023 down 631.0% 163rd GDP deflator: linked series 367.43 base year varies by country 2025 up 79.8% 27th Inflation, GDP deflator: linked series 7.6% 2025 up 0.2% 38th Broad money to total reserves ratio 1.39 2022 down 25.5% 145th Total reserves 39.4% 2024 up 89.9% 49th Interest rate spread 6.9% 2025 down 37.4% 42nd Deposit interest rate 2.3% 2025 up 116.3% 104th Consumer price index 226.4 2010 = 100 2025 up 65.4% 49th Bank liquid reserves to bank assets ratio 36.8% 2024 up 20.7% 27th Lending interest rate 9.2% 2025 down 24.0% 66th Real interest rate 1.4% 2025 down 65.2% 111th Commercial bank branches 9.38 per 100,000 adults 2024 up 20.6% 107th Automated teller machines (ATMs) 24.07 per 100,000 adults 2024 up 47.0% 129th Real effective exchange rate index 100.72 2010 = 100 2025 down 1.3% 56th Claims on other sectors of the domestic economy 13.2% 2023 down 21.3% 24th Bank nonperforming loans to total gross loans 1.0% 2025 up 17.1% 138th International migrant stock 0.6% 2024 down 14.3% 187th International migrant stock, total 43,757 2024 up 8.7% 161st Bank capital to assets ratio 9.2% 2025 up 19.5% 70th Depositors with commercial banks 483.83 per 1,000 adults 2024 up 78.9% 69th Domestic credit provided by financial sector 29.1% 2024 down 37.9% 56th Account ownership at a financial institution or with a mobile-money-se 23.5% 2024 up 20.7% 113th Account ownership at a financial institution or with a mobile-money-se 21.8% 2024 down 6.8% 105th Account ownership at a financial institution or with a mobile-money-se 28.3% 2024 up 154.6% 100th Account ownership at a financial institution or with a mobile-money-se 26.0% 2024 up 5.0% 105th Account ownership at a financial institution or with a mobile-money-se 21.2% 2024 up 47.2% 101st Account ownership at a financial institution or with a mobile-money-se 13.3% 2024 up 66.2% 104th Account ownership at a financial institution or with a mobile-money-se 33.5% 2024 up 26.9% 103rd Account ownership at a financial institution or with a mobile-money-se 26.1% 2024 down 1.6% 101st Account ownership at a financial institution or with a mobile-money-se 19.6% 2024 up 121.7% 99th Claims on other sectors of the domestic economy 32.5% 2024 down 5.5% 46th Average transaction cost of sending remittances to a specific country 2.3% 2023 down 41.7% 62nd