Financial Sector in Montenegro 271 indicators covering financial sector for Montenegro. IndicatorLatest Year10-yr change Rank Bank capital to assets ratio 9.9% 2025 up 14.9% 56th Financial derivatives (other than reserves) and employee stock options 3,525 US dollar 2025 down 98.0% 78th Government securities: Treasury bills yields, Rate, Percent per annum 3.75 2025 up 488.6% 47th Borrowers from commercial banks 321.87 per 1,000 adults 2024 up 46.0% 37th Financial derivatives (other than reserves) and employee stock -12.19 million 2024 — 106th Other investment, Currency and deposits, Deposit taking corporations 1.07 billion US dollar 2025 up 162.2% 74th Other investment, Currency and deposits, Central bank 0 US dollar 2025 — 67th 5-bank asset concentration 98.13 2021 up 18.7% 26th Risk premium on lending 2.6% 2025 down 69.0% 58th Portfolio investment, bonds (PPG + PNG) 750.00 million NFL, current US$ 2024 up 108.1% 22nd Current account balance (credit less debit), US dollar -2.09 billion 2031 down 286.9% 18th Current account balance (credit less debit), Percent of GDP -15.72 2031 down 69.8% 26th Imports of goods and services, Volume, Cost insurance freight (CIF) 1.49 2031 down 85.9% 24th Imports of goods, Volume, Cost insurance freight (CIF), Percent change 1.06 2031 down 85.6% 25th Number of listed companies per 1,000,000 people 180.47 2012 down 66.4% 4th Bank branches per 100,000 adults 25.75 2021 down 36.1% 31st Neonatal deaths - High-income country average rate matched 5 2030 down 16.7% 180th Under-five deaths - High-income country average rate matched 14 2030 down 12.5% 176th Deaths age 10 to 19 - High-income country average rate matched 20 2030 down 13.0% 166th Stock market total value traded to GDP 1.1% 2012 down 89.0% 63rd ATMs per 100,000 adults 77.06 2021 up 16.4% 40th Outstanding Loans, Commercial Banks, of Which: Household Sector Loans 1.97 billion 2024 up 122.4% 118th Outstanding Deposits, Commercial Banks, of Which: Household Sector 2.15 billion 2024 up 117.6% 114th Foreign banks among total banks 88.0% 2013 up 76.0% 8th Number of Loan Accounts, Commercial Banks, of Which: Household Sector 275,948 2024 up 20.9% 68th Household Sector Loan Accounts with Commercial Banks per 1,000 Adults 540.28 2024 up 20.2% 27th Number of Deposit Accounts, Commercial Banks, of Which: Household 842,768 2024 up 0.4% 67th Number of Household Sector Deposit Accounts with Commercial Banks per 1,650 2024 down 0.3% 39th Number of Borrowers, Commercial Banks, of Which: Household Sector 159,194 2024 up 49.7% 73rd Number of Household Sector Borrowers at Commercial Banks per 1,000 311.69 2024 up 48.7% 32nd Foreign bank assets among total bank assets 89.0% 2013 up 287.0% 18th ← Previous Page 5 of 5