Financial Sector in Malawi 45 indicators covering financial sector for Malawi. IndicatorLatest Year10-yr change Rank Net migration -5,628 2025 up 13.0% 137th Total reserves in months of imports 1.91 2020 up 39.0% 138th Net domestic credit 7.84 trillion current LCU 2024 up 1,915.8% 48th Domestic credit to private sector by banks 7.7% 2024 down 1.9% 174th Net foreign assets -1.65 trillion current LCU 2024 down 784.0% 182nd Claims on central government, etc. 27.9% 2024 up 1,033.5% 27th Monetary Sector credit to private sector 7.9% 2024 up 0.9% 174th Domestic credit to private sector 7.9% 2024 up 0.9% 174th Broad money 27.2% 2024 up 64.8% 145th Official exchange rate 1,161 LCU per US$, period average 2023 up 218.6% 28th Claims on private sector 9.6% 2024 up 17.7% 35th Broad money 5.34 trillion current LCU 2024 up 766.5% 52nd Broad money growth 45.1% 2024 up 150.1% 8th Claims on central government 49.2% 2024 up 520.1% 5th GDP deflator: linked series 322.74 base year varies by country 2025 up 329.3% 30th Inflation, GDP deflator: linked series 30.4% 2025 up 53.3% 10th Broad money to total reserves ratio 3.46 2020 down 26.9% 67th Total reserves 20.1% 2020 down 37.0% 83rd Consumer price index 1,313 2010 = 100 2025 up 424.0% 9th Bank liquid reserves to bank assets ratio 48.7% 2024 up 81.5% 18th Lending interest rate 37.1% 2024 down 16.3% 5th Real interest rate 10.0% 2024 down 48.3% 26th Commercial bank branches 1.71 per 100,000 adults 2024 down 47.8% 178th Automated teller machines (ATMs) 3.88 per 100,000 adults 2024 down 22.1% 174th Real effective exchange rate index 103.17 2010 = 100 2025 up 28.3% 49th Claims on other sectors of the domestic economy 12.3% 2024 up 226.8% 29th Bank nonperforming loans to total gross loans 5.1% 2023 down 29.9% 44th International migrant stock 0.9% 2024 down 25.0% 176th International migrant stock, total 186,719 2024 down 5.4% 120th Bank capital to assets ratio 8.2% 2023 down 18.7% 92nd Borrowers from commercial banks 24.84 per 1,000 adults 2024 down 33.6% 97th Depositors with commercial banks 187.99 per 1,000 adults 2024 down 22.7% 88th Risk premium on lending 21.2% 2024 down 10.2% 4th Portfolio investment, bonds (PPG + PNG) -1.27 million NFL, current US$ 1981 down 29.2% 46th Domestic credit provided by financial sector 8.9% 2007 up 30.0% 64th Account ownership at a financial institution or with a mobile-money-se 50.4% 2024 up 178.4% 93rd Account ownership at a financial institution or with a mobile-money-se 51.9% 2024 up 141.7% 91st Account ownership at a financial institution or with a mobile-money-se 47.8% 2024 up 295.3% 80th Account ownership at a financial institution or with a mobile-money-se 54.8% 2024 up 144.1% 89th Account ownership at a financial institution or with a mobile-money-se 46.3% 2024 up 231.0% 88th Account ownership at a financial institution or with a mobile-money-se 43.3% 2024 up 247.2% 76th Account ownership at a financial institution or with a mobile-money-se 72.1% 2024 up 93.9% 74th Account ownership at a financial institution or with a mobile-money-se 58.6% 2024 up 145.0% 87th Account ownership at a financial institution or with a mobile-money-se 38.1% 2024 up 307.0% 88th Average transaction cost of sending remittances to a specific country -49.7% 2023 down 451.0% 98th