Financial Sector in Lesotho 367 indicators covering financial sector for Lesotho. IndicatorLatest Year10-yr change Rank Reserve assets (Assets, Positions, US dollar), per square kilometre 26,742 US dollar per square kilometre 2023 down 22.3% 121st Reserve assets, Assets, Adjusted using IMF accounting records 231.70 million 2024 up 88.5% 81st Net errors and omissions, Net (credits less debits), Adjusted using -149.33 million 2024 down 507.7% 124th Primary income balance (credit less debit), Net (credits less debits) 504.80 million 2024 up 52.6% 23rd Secondary income balance (credit less debit), Net (credits less) 679.29 million 2024 down 6.5% 79th Services balance (credit less debit), Net (credits less debits) -399.59 million 2024 down 26.6% 124th Total current account credit/revenue, Credit/Revenue 2.30 billion 2024 up 7.5% 163rd Current account balance (credit less debit), Net (credits less debits) 81.42 million 2024 up 139.6% 74th Goods balance (credit less debit), Net (credits less debits) -703.08 million 2024 up 25.8% 96th Goods, Credit/Revenue 964.65 million 2024 up 10.2% 154th Primary income, Credit/Revenue 614.85 million 2024 up 26.6% 105th Services, Credit/Revenue 15.41 million 2024 down 48.4% 195th Other investment, Net acquisition of financial assets, Assets -59.75 million 2024 up 31.7% 157th Secondary income, Credit/Revenue 705.92 million 2024 down 5.8% 131st Total assets, Adjusted using IMF accounting records (Assets) 60,313 US dollar per square kilometre 2023 up 24.5% 133rd Capital account balance (credit less debit), Net (credits less debits) 309.50 million 2024 up 848.1% 38th Total capital account credit/revenue, Credit/Revenue 309.50 million 2024 up 848.1% 57th Reserve assets, Currency and deposits 510.66 million US dollar 2025 up 0.6% 104th Portfolio investment, Net acquisition of financial assets, Assets 59.47 million 2024 — 115th International investment position, Assets, Adjusted using IMF 1.98 billion 2024 up 30.1% 144th Reserve assets, Adjusted using IMF accounting records (Assets) 26,766 US dollar per square kilometre 2023 down 22.3% 120th Reserve assets, Other reserve (currency, deposits, securities) 22,247 US dollar per square kilometre 2023 down 30.1% 118th Reserve assets, Special Drawing Rights (SDRs), Adjusted using IMF 3,953 US dollar per square kilometre 2023 up 64.0% 87th Deposit money bank assets to deposit money bank assets and central 95.4% 2021 up 3.2% 71st Other investment, Currency and deposits, Deposit taking corporations 12,787 US dollar per square kilometre 2023 up 7.7% 103rd Inward Direct investment, Assets (gross), All financial instruments 0 2024 — 172nd Outward Direct investment, Assets (gross), All financial instruments 0 2024 — 200th Reserve assets, Special Drawing Rights (SDRs) (Assets, Positions, US) 3,932 US dollar per square kilometre 2023 up 63.1% 84th Real effective exchange rate index 79.84 2010 = 100 2025 up 1.9% 88th Currency in circulation outside of depository corporations 1.37 billion Domestic currency 2020 up 154.3% 125th Domestic Claims, Claims on Public Non-financial Corporations 43.83 million 2008 down 80.6% 105th Non-life insurance premium volume to GDP 1.1% 2018 down 30.5% 76th Claims on other sectors of the domestic economy 2.8% 2021 down 64.4% 109th Broad Money 14.28 billion Domestic currency 2020 up 121.3% 128th Securities issued by Central Government 0 Domestic currency 2020 — 5th Deposits (including electronic money) in Non-financial corporations 0 Domestic currency 2020 — 15th Currency issued by Central Government 0 Domestic currency 2020 — 10th Other investment, Other accounts receivable, Deposit taking 465.33 million US dollar 2009 up 469.1% 36th Life insurance premium volume to GDP 3.6% 2018 up 36.6% 17th Bank concentration 100.0% 2021 up 3.3% 1st Bank Z-score 16.92 2021 up 4.2% 72nd Liquid assets to deposits and short term funding 50.5% 2021 down 27.5% 40th Bank noninterest income to total income 43.0% 2021 down 5.8% 54th Bank cost to income ratio 77.6% 2021 up 36.4% 10th Bank return on assets 0.9% 2021 down 73.9% 120th Bank return on assets 0.7% 2021 down 72.1% 122nd Bank return on equity 7.2% 2021 down 82.0% 141st Bank return on equity 5.7% 2021 down 80.7% 142nd Bank overhead costs to total assets 4.3% 2021 down 11.8% 28th Bank net interest margin 4.5% 2021 down 31.3% 44th Bank nonperforming loans to total gross loans 4.3% 2024 up 0.9% 55th Rate 0.47 2024 down 76.0% 20th International migrant stock, total 15,039 2024 up 64.3% 189th International migrant stock 0.6% 2024 up 50.0% 188th Bank capital to assets ratio 11.2% 2024 up 67.4% 41st Reserve assets, Currency and deposits, Claims on monetary authorities 510.66 million US dollar 2025 up 20.6% 60th Government securities: Treasury bills yields, Rate, Percent per annum 6.87 2024 up 14.6% 36th Borrowers from commercial banks 52.75 per 1,000 adults 2024 down 20.1% 86th Other investment, Currency and deposits, Deposit taking corporations 210.92 million US dollar 2025 down 33.0% 112th Discount Rate, Percent per annum 10.88 2024 up 6.1% 16th ← Previous 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