Financial Sector in Kosovo 43 indicators covering financial sector for Kosovo. IndicatorLatest Year10-yr change Rank Net migration -18,380 2025 up 66.9% — Total reserves in months of imports 1.82 2025 down 33.4% 140th Net domestic credit 5.61 billion current LCU 2024 up 288.1% 166th Domestic credit to private sector by banks 59.9% 2025 up 69.2% 50th Net foreign assets 2.40 billion current LCU 2024 up 52.1% 157th Claims on central government, etc. 3.3% 2025 up 168.3% 137th Monetary Sector credit to private sector 55.7% 2024 up 58.2% 61st Domestic credit to private sector 65.6% 2025 up 75.9% 47th Broad money 59.6% 2024 up 38.5% 84th Official exchange rate 0.8871 LCU per US$, period average 2025 down 1.6% 177th Claims on private sector 15.8% 2024 up 247.2% 19th Broad money 6.17 billion current LCU 2024 up 169.2% 150th Broad money growth 12.4% 2024 up 416.5% 61st Claims on central government -1.2% 2024 down 122.3% 134th GDP deflator: linked series 153.46 base year varies by country 2025 up 31.5% 75th Inflation, GDP deflator: linked series 2.8% 2025 up 362.4% 126th Broad money to total reserves ratio 5.1 2024 up 31.1% 38th Total reserves 29.8% 2024 down 19.9% 65th Interest rate spread 5.3% 2018 down 49.7% 66th Deposit interest rate 1.3% 2018 down 68.9% 125th Consumer price index 151.1 2010 = 100 2025 up 35.1% 105th Bank liquid reserves to bank assets ratio 8.8% 2024 down 27.4% 117th Lending interest rate 6.7% 2018 down 55.1% 95th Real interest rate 5.1% 2018 down 71.3% 68th Commercial bank branches 19.65 per 100,000 adults 2024 down 5.2% 43rd Automated teller machines (ATMs) 52.44 per 100,000 adults 2024 up 40.7% 70th Claims on other sectors of the domestic economy 16.3% 2024 up 306.0% 19th Bank nonperforming loans to total gross loans 2.0% 2025 down 65.2% 112th Bank capital to assets ratio 9.7% 2025 down 11.7% 60th Borrowers from commercial banks 261.42 per 1,000 adults 2024 up 233.9% 46th Risk premium on lending 6.2% 2018 down 38.1% 27th Domestic credit provided by financial sector 68.9% 2025 up 112.2% 30th Account ownership at a financial institution or with a mobile-money-se 64.2% 2024 up 34.2% 72nd Account ownership at a financial institution or with a mobile-money-se 72.0% 2024 up 43.3% 66th Account ownership at a financial institution or with a mobile-money-se 41.4% 2024 up 0.8% 86th Account ownership at a financial institution or with a mobile-money-se 68.8% 2024 up 15.7% 72nd Account ownership at a financial institution or with a mobile-money-se 59.8% 2024 up 64.6% 71st Account ownership at a financial institution or with a mobile-money-se 59.8% 2024 up 66.8% 57th Account ownership at a financial institution or with a mobile-money-se 69.6% 2024 up 10.8% 77th Account ownership at a financial institution or with a mobile-money-se 62.5% 2024 up 18.2% 81st Account ownership at a financial institution or with a mobile-money-se 66.7% 2024 up 65.8% 59th Claims on other sectors of the domestic economy 65.6% 2025 up 75.9% 24th Average transaction cost of sending remittances to a specific country 3.4% 2023 down 66.1% —