Financial Sector in Guatemala 45 indicators covering financial sector for Guatemala. IndicatorLatest Year10-yr change Rank Net migration -7,959 2025 up 83.5% 147th Total reserves in months of imports 7.39 2024 up 78.6% 35th Net domestic credit 471.20 billion current LCU 2025 up 114.5% 104th Domestic credit to private sector by banks 36.7% 2025 up 5.8% 96th Net foreign assets 220.27 billion current LCU 2025 up 427.8% 95th Claims on central government, etc. 8.6% 2025 up 1.2% 101st Monetary Sector credit to private sector 36.7% 2025 up 5.8% 96th Domestic credit to private sector 37.2% 2025 up 5.6% 98th Broad money 60.4% 2025 up 22.7% 80th Official exchange rate 7.68 LCU per US$, period average 2025 up 0.3% 115th Claims on private sector 5.8% 2025 down 29.7% 77th Broad money 572.02 billion current LCU 2025 up 144.0% 98th Broad money growth 14.5% 2025 up 59.4% 45th Claims on central government 4.5% 2025 up 489.8% 59th GDP deflator: linked series 148.5 base year varies by country 2025 up 41.2% 79th Inflation, GDP deflator: linked series 3.4% 2025 up 51.8% 103rd Broad money to total reserves ratio 2.27 2025 down 42.5% 114th Total reserves 90.2% 2024 up 140.1% 17th Interest rate spread 7.7% 2025 down 0.2% 34th Deposit interest rate 5.1% 2025 down 6.6% 61st Consumer price index 182.28 2010 = 100 2025 up 49.7% 70th Bank liquid reserves to bank assets ratio 26.7% 2025 up 16.6% 46th Lending interest rate 12.9% 2025 down 2.8% 43rd Real interest rate 9.2% 2025 down 14.9% 31st Commercial bank branches 21.94 per 100,000 adults 2024 down 37.6% 36th Automated teller machines (ATMs) 33.59 per 100,000 adults 2024 down 2.5% 110th Claims on other sectors of the domestic economy 6.4% 2025 down 24.1% 69th Bank nonperforming loans to total gross loans 2.4% 2025 up 74.5% 101st International migrant stock 0.5% 2024 unchanged 194th International migrant stock, total 92,732 2024 up 23.9% 136th Bank capital to assets ratio 7.0% 2025 up 1.9% 114th Borrowers from commercial banks 167.44 per 1,000 adults 2024 up 10.2% 60th Portfolio investment, bonds (PPG + PNG) 1.40 billion NFL, current US$ 2024 up 250.0% 15th Domestic credit provided by financial sector 45.9% 2025 up 4.6% 44th Account ownership at a financial institution or with a mobile-money-se 38.3% 2024 down 7.4% 106th Account ownership at a financial institution or with a mobile-money-se 39.7% 2024 down 9.3% 100th Account ownership at a financial institution or with a mobile-money-se 34.8% 2024 down 5.6% 95th Account ownership at a financial institution or with a mobile-money-se 44.6% 2024 down 8.4% 98th Account ownership at a financial institution or with a mobile-money-se 32.5% 2024 down 6.3% 98th Account ownership at a financial institution or with a mobile-money-se 28.4% 2024 up 8.5% 96th Account ownership at a financial institution or with a mobile-money-se 50.1% 2024 down 5.8% 96th Account ownership at a financial institution or with a mobile-money-se 44.9% 2024 down 9.4% 95th Account ownership at a financial institution or with a mobile-money-se 28.3% 2024 down 2.6% 96th Claims on other sectors of the domestic economy 37.3% 2025 up 5.4% 40th Average transaction cost of sending remittances to a specific country 2.6% 2023 down 52.1% 54th