Financial Sector in Ghana 50 indicators covering financial sector for Ghana. IndicatorLatest Year10-yr change Rank Net migration -17,079 2025 down 28.4% 169th Total reserves in months of imports 1.64 2024 down 48.3% 147th Net domestic credit 269.34 billion current LCU 2024 up 453.8% 114th Domestic credit to private sector by banks 8.2% 2024 down 47.7% 173rd Net foreign assets 60.01 billion current LCU 2024 up 582.9% 113th Claims on central government, etc. 12.8% 2024 up 17.5% 78th Monetary Sector credit to private sector 8.9% 2024 down 45.9% 172nd Domestic credit to private sector 8.9% 2024 down 45.9% 172nd Broad money 29.9% 2024 up 26.4% 137th Official exchange rate 12.56 LCU per US$, period average 2025 up 238.0% 106th Claims on private sector 8.2% 2024 down 68.8% 45th Broad money 353.46 billion current LCU 2024 up 842.1% 104th Broad money growth 33.0% 2024 down 11.6% 16th Claims on central government 3.8% 2024 down 70.1% 67th GDP deflator: linked series 684.09 base year varies by country 2025 up 387.4% 18th Inflation, GDP deflator: linked series 14.4% 2025 up 8.9% 21st Broad money to total reserves ratio 5.57 2024 up 139.5% 37th Total reserves 12.0% 2024 down 38.7% 100th Deposit interest rate 11.4% 2023 down 7.6% 13th Consumer price index 855.78 2010 = 100 2025 up 368.6% 14th Bank liquid reserves to bank assets ratio 70.7% 2024 up 221.6% 9th Listed domestic companies, total 31 2025 up 6.9% 83rd Commercial bank branches 5.89 per 100,000 adults 2024 down 3.8% 133rd Stocks traded, total value 0.0% 2025 down 88.4% 92nd Stocks traded, total value 40.58 million current US$ 2025 down 79.0% 86th Automated teller machines (ATMs) 10.97 per 100,000 adults 2024 up 33.0% 152nd Stocks traded, turnover ratio of domestic shares 1.0% 2024 down 87.4% 80th Market capitalization of listed domestic companies 16.44 billion current US$ 2025 up 430.7% 68th Market capitalization of listed domestic companies 14.4% 2025 up 82.8% 80th Real effective exchange rate index 86.18 2010 = 100 2025 up 26.4% 83rd Claims on other sectors of the domestic economy 8.2% 2024 down 73.2% 53rd Bank nonperforming loans to total gross loans 18.9% 2025 up 28.9% 5th International migrant stock 1.5% 2024 up 7.1% 162nd International migrant stock, total 532,286 2024 up 28.3% 78th Bank capital to assets ratio 6.6% 2025 down 37.1% 119th Borrowers from commercial banks 185.64 per 1,000 adults 2024 up 294.2% 58th Depositors with commercial banks 786.17 per 1,000 adults 2024 up 54.8% 57th Portfolio investment, bonds (PPG + PNG) -165.74 million NFL, current US$ 2024 down 113.2% 58th Wholesale price index 100 2010 = 100 1990 up 6,300.4% 40th S&P Global Equity Indices -46.4% 2022 down 700.1% 80th Account ownership at a financial institution or with a mobile-money-se 81.2% 2024 up 100.6% 54th Account ownership at a financial institution or with a mobile-money-se 81.8% 2024 up 93.2% 55th Account ownership at a financial institution or with a mobile-money-se 80.0% 2024 up 119.5% 44th Account ownership at a financial institution or with a mobile-money-se 84.4% 2024 up 102.6% 51st Account ownership at a financial institution or with a mobile-money-se 78.3% 2024 up 98.9% 54th Account ownership at a financial institution or with a mobile-money-se 67.9% 2024 up 172.9% 46th Account ownership at a financial institution or with a mobile-money-se 89.4% 2024 up 66.9% 51st Account ownership at a financial institution or with a mobile-money-se 89.0% 2024 up 97.2% 46th Account ownership at a financial institution or with a mobile-money-se 69.6% 2024 up 107.6% 56th Average transaction cost of sending remittances to a specific country 2.0% 2023 down 77.3% 74th