Financial Sector in Georgia 48 indicators covering financial sector for Georgia. IndicatorLatest Year10-yr change Rank Net migration 1,283 2025 up 109.6% 62nd Total reserves in months of imports 3.01 2025 down 1.9% 121st Net domestic credit 76.02 billion current LCU 2025 up 359.0% 133rd Domestic credit to private sector by banks 65.9% 2025 up 49.7% 44th Net foreign assets 1.10 billion current LCU 2025 up 0.2% 166th Claims on central government, etc. 6.4% 2025 up 132.0% 118th Monetary Sector credit to private sector 65.9% 2025 up 49.8% 44th Domestic credit to private sector 68.4% 2025 up 41.9% 45th Broad money 55.1% 2025 up 45.2% 91st Official exchange rate 2.74 LCU per US$, period average 2025 up 20.9% 136th Claims on private sector 16.1% 2025 down 9.4% 18th Broad money 57.66 billion current LCU 2025 up 339.5% 127th Broad money growth 16.6% 2025 down 4.0% 36th Claims on central government 1.2% 2025 up 1,014.3% 97th GDP deflator: linked series 143.86 base year varies by country 2025 up 70.3% 85th Inflation, GDP deflator: linked series 4.6% 2025 down 13.8% 71st Broad money to total reserves ratio 3.41 2025 up 48.9% 70th Total reserves 17.7% 2024 down 7.7% 88th Interest rate spread 5.2% 2025 up 45.2% 68th Deposit interest rate 10.6% 2025 up 18.9% 15th Consumer price index 185.49 2010 = 100 2025 up 61.8% 68th Bank liquid reserves to bank assets ratio 10.6% 2025 down 35.8% 111th Lending interest rate 15.8% 2025 up 26.4% 30th Real interest rate 10.7% 2025 up 57.9% 22nd Commercial bank branches 31.62 per 100,000 adults 2024 down 2.8% 16th Automated teller machines (ATMs) 104.96 per 100,000 adults 2024 up 47.2% 19th Real effective exchange rate index 107.36 2010 = 100 2025 up 9.1% 41st Claims on other sectors of the domestic economy 16.7% 2025 down 19.8% 17th Bank nonperforming loans to total gross loans 2.5% 2025 down 6.2% 94th International migrant stock 2.1% 2024 up 5.0% 151st International migrant stock, total 81,582 2024 up 6.4% 141st Bank capital to assets ratio 15.2% 2025 up 45.6% 5th Borrowers from commercial banks 559.22 per 1,000 adults 2024 up 20.4% 11th Depositors with commercial banks 1,091 per 1,000 adults 2024 up 24.7% 42nd Risk premium on lending 8.2% 2025 up 122.2% 14th Portfolio investment, bonds (PPG + PNG) 681.50 million NFL, current US$ 2024 — 23rd Domestic credit provided by financial sector 75.0% 2025 up 46.5% 27th Account ownership at a financial institution or with a mobile-money-se 78.8% 2024 up 98.7% 58th Account ownership at a financial institution or with a mobile-money-se 80.4% 2024 up 79.6% 58th Account ownership at a financial institution or with a mobile-money-se 68.7% 2024 up 596.1% 51st Account ownership at a financial institution or with a mobile-money-se 75.9% 2024 up 92.0% 60th Account ownership at a financial institution or with a mobile-money-se 81.3% 2024 up 104.4% 49th Account ownership at a financial institution or with a mobile-money-se 52.0% 2024 up 48.6% 66th Account ownership at a financial institution or with a mobile-money-se 82.3% 2024 up 100.9% 59th Account ownership at a financial institution or with a mobile-money-se 85.3% 2024 up 80.8% 53rd Account ownership at a financial institution or with a mobile-money-se 69.1% 2024 up 143.6% 57th Claims on other sectors of the domestic economy 68.6% 2025 up 41.6% 21st Average transaction cost of sending remittances to a specific country 0.8% 2021 down 29.9% 93rd