Financial Sector in Croatia 43 indicators covering financial sector for Croatia. IndicatorLatest Year10-yr change Rank Net migration -3,481 2025 up 87.3% 131st Total reserves in months of imports 0.6933 2024 down 89.7% 167th Net domestic credit 49.55 billion current LCU 2024 up 26.0% 142nd Domestic credit to private sector by banks 46.8% 2024 down 29.8% 80th Net foreign assets 21.73 billion current LCU 2024 up 127.3% 128th Claims on central government, etc. 8.7% 2024 down 48.6% 100th Monetary Sector credit to private sector 46.9% 2024 down 29.8% 78th Domestic credit to private sector 46.9% 2024 down 29.8% 84th Official exchange rate 0.885 LCU per US$, period average 2025 down 87.1% 181st GDP deflator: linked series 133.33 base year varies by country 2025 up 44.5% 112th Inflation, GDP deflator: linked series 4.7% 2025 up 3,672.5% 70th Interest rate spread 7.2% 2014 down 26.8% 39th Deposit interest rate 1.4% 2014 down 27.8% 123rd Consumer price index 144.01 2010 = 100 2025 up 34.1% 124th Lending interest rate 8.6% 2014 down 26.9% 72nd Real interest rate 8.4% 2014 up 7.7% 33rd Listed domestic companies, total 81 2025 down 56.5% 57th Commercial bank branches 24.16 per 100,000 adults 2024 down 29.2% 28th Stocks traded, total value 0.6% 2025 down 29.4% 71st Stocks traded, total value 616.37 million current US$ 2025 up 45.4% 65th Automated teller machines (ATMs) 119.5 per 100,000 adults 2024 up 1.4% 13th Stocks traded, turnover ratio of domestic shares 1.0% 2024 down 75.2% 81st Market capitalization of listed domestic companies 37.90 billion current US$ 2025 up 105.8% 57th Market capitalization of listed domestic companies 36.1% 2025 down 0.1% 49th Real effective exchange rate index 99.94 2010 = 100 2025 up 7.9% 59th Bank nonperforming loans to total gross loans 2.8% 2025 down 84.6% 87th International migrant stock 13.6% 2024 up 1.5% 65th International migrant stock, total 527,831 2024 down 5.9% 79th Bank capital to assets ratio 8.6% 2025 down 27.1% 80th Borrowers from commercial banks 540.72 per 1,000 adults 2024 down 14.0% 13th Depositors with commercial banks 1,545 per 1,000 adults 2024 up 8.5% 22nd Wholesale price index 100 2010 = 100 1995 up 21,630.1% 40th S&P Global Equity Indices -12.7% 2022 down 144.9% 41st Account ownership at a financial institution or with a mobile-money-se 92.6% 2024 up 7.7% 27th Account ownership at a financial institution or with a mobile-money-se 97.8% 2024 up 8.0% 22nd Account ownership at a financial institution or with a mobile-money-se 55.2% 2024 down 4.4% 73rd Account ownership at a financial institution or with a mobile-money-se 93.3% 2024 up 10.7% 32nd Account ownership at a financial institution or with a mobile-money-se 92.1% 2024 up 5.0% 28th Account ownership at a financial institution or with a mobile-money-se 71.5% 2024 up 9.6% 43rd Account ownership at a financial institution or with a mobile-money-se 98.3% 2024 up 5.1% 22nd Account ownership at a financial institution or with a mobile-money-se 96.0% 2024 up 5.7% 26th Account ownership at a financial institution or with a mobile-money-se 87.6% 2024 up 11.1% 27th Average transaction cost of sending remittances to a specific country 0.3% 2023 down 95.7% 97th