Financial Sector in Costa Rica 53 indicators covering financial sector for Costa Rica. IndicatorLatest Year10-yr change Rank Net migration 1,000 2025 down 38.2% 64th Total reserves in months of imports 4.65 2025 down 1.9% 79th Net domestic credit 29.82 trillion current LCU 2025 up 58.5% 28th Domestic credit to private sector by banks 50.0% 2025 down 8.1% 73rd Net foreign assets 8.46 trillion current LCU 2025 up 364.5% 32nd Claims on central government, etc. 20.2% 2025 up 28.1% 49th Monetary Sector credit to private sector 50.0% 2025 down 8.1% 72nd Domestic credit to private sector 51.0% 2025 down 7.4% 75th Broad money 50.6% 2025 down 0.1% 100th Official exchange rate 503.5 LCU per US$, period average 2025 down 5.8% 47th Claims on private sector 3.6% 2025 down 69.6% 107th Broad money 26.21 trillion current LCU 2025 up 71.5% 31st Broad money growth 5.6% 2025 up 40.1% 123rd Claims on central government -2.9% 2025 down 203.4% 146th GDP deflator: linked series 98.88 base year varies by country 2025 up 20.0% 211th Inflation, GDP deflator: linked series -0.5% 2025 down 113.5% 194th Broad money to total reserves ratio 3.05 2025 down 16.5% 80th Interest rate spread 3.4% 2025 down 71.0% 93rd Deposit interest rate 3.4% 2025 up 45.1% 79th Consumer price index 143 2010 = 100 2025 up 17.7% 127th Bank liquid reserves to bank assets ratio 23.6% 2025 up 15.9% 61st Lending interest rate 6.9% 2025 down 51.7% 93rd Real interest rate 7.5% 2025 down 24.6% 43rd Listed domestic companies, total 9 2022 unchanged 98th Commercial bank branches 15.1 per 100,000 adults 2024 down 32.5% 67th Stocks traded, total value 0.1% 2022 down 13.5% 90th Stocks traded, total value 43.71 million current US$ 2022 up 30.1% 84th Automated teller machines (ATMs) 64 per 100,000 adults 2023 down 11.4% 52nd Stocks traded, turnover ratio of domestic shares 2.0% 2022 down 20.3% 74th Market capitalization of listed domestic companies 2.23 billion current US$ 2022 up 49.0% 91st Market capitalization of listed domestic companies 3.1% 2022 down 10.3% 97th Real effective exchange rate index 118.52 2010 = 100 2025 up 3.3% 19th Claims on other sectors of the domestic economy 3.3% 2025 down 69.0% 102nd Bank nonperforming loans to total gross loans 2.0% 2025 up 23.1% 111th International migrant stock 12.2% 2024 up 43.5% 70th International migrant stock, total 628,404 2024 up 52.6% 76th Bank capital to assets ratio 10.8% 2025 up 36.5% 47th Borrowers from commercial banks 259.81 per 1,000 adults 2024 up 20.7% 47th Depositors with commercial banks 1,958 per 1,000 adults 2024 up 87.7% 6th Wholesale price index 161.06 2010 = 100 1993 up 258.2% 11th Domestic credit provided by financial sector 73.4% 2025 up 1.5% 28th Account ownership at a financial institution or with a mobile-money-se 71.4% 2024 up 10.5% 66th Account ownership at a financial institution or with a mobile-money-se 72.3% 2024 up 10.4% 65th Account ownership at a financial institution or with a mobile-money-se 67.1% 2024 up 9.0% 53rd Account ownership at a financial institution or with a mobile-money-se 74.5% 2024 up 7.7% 63rd Account ownership at a financial institution or with a mobile-money-se 68.3% 2024 up 13.4% 64th Account ownership at a financial institution or with a mobile-money-se 53.5% 2024 up 8.4% 65th Account ownership at a financial institution or with a mobile-money-se 81.1% 2024 up 10.5% 61st Account ownership at a financial institution or with a mobile-money-se 77.0% 2024 up 10.4% 62nd Account ownership at a financial institution or with a mobile-money-se 62.8% 2024 up 10.7% 62nd Claims on other sectors of the domestic economy 53.2% 2025 down 5.9% 30th Average transaction cost of sending remittances to a specific country 2.3% 2023 down 64.5% 64th Average transaction cost of sending remittances from a specific countr 2.8% 2023 down 2.9% 32nd