Financial Sector in Bulgaria 53 indicators covering financial sector for Bulgaria. IndicatorLatest Year10-yr change Rank Net migration -2,961 2025 up 30.0% 125th Total reserves in months of imports 7.16 2025 down 5.0% 39th Net domestic credit 58.79 billion current LCU 2024 up 120.1% 138th Domestic credit to private sector by banks 47.0% 2024 down 20.5% 78th Net foreign assets 46.19 billion current LCU 2024 up 156.5% 115th Claims on central government, etc. 3.9% 2024 up 1,735.1% 133rd Monetary Sector credit to private sector 47.1% 2024 down 20.5% 76th Domestic credit to private sector 47.1% 2024 down 20.5% 82nd Broad money 82.1% 2024 up 1.6% 44th Official exchange rate 1.74 LCU per US$, period average 2025 down 1.7% 151st Claims on private sector 8.2% 2024 up 219.4% 44th Broad money 86.04 billion current LCU 2024 up 147.4% 120th Broad money growth 8.7% 2024 up 663.7% 96th Claims on central government 2.9% 2024 up 381.0% 81st GDP deflator: linked series 154.2 base year varies by country 2025 up 91.2% 73rd Inflation, GDP deflator: linked series 7.4% 2025 up 151.5% 40th Broad money to total reserves ratio 2.13 2024 down 7.1% 121st Total reserves 86.8% 2022 up 117.8% 19th Interest rate spread 4.0% 2025 down 41.6% 88th Deposit interest rate 0.2% 2025 down 59.8% 146th Consumer price index 162.5 2010 = 100 2025 up 52.4% 89th Bank liquid reserves to bank assets ratio 21.7% 2024 up 60.6% 66th Lending interest rate 4.2% 2025 down 43.1% 135th Real interest rate -3.0% 2025 down 167.7% 134th Listed domestic companies, total 203 2025 down 44.4% 33rd Commercial bank branches 93.84 per 100,000 adults 2024 up 52.7% 2nd Stocks traded, total value 0.2% 2025 down 84.6% 78th Stocks traded, total value 317.81 million current US$ 2025 down 63.9% 71st Automated teller machines (ATMs) 92.3 per 100,000 adults 2024 up 0.2% 21st Stocks traded, turnover ratio of domestic shares 2.2% 2024 down 44.3% 73rd Market capitalization of listed domestic companies 11.18 billion current US$ 2025 down 28.6% 72nd Market capitalization of listed domestic companies 8.5% 2025 down 63.9% 86th Real effective exchange rate index 120.59 2010 = 100 2025 up 24.2% 17th Claims on other sectors of the domestic economy 8.7% 2024 up 237.4% 46th Bank nonperforming loans to total gross loans 2.8% 2025 down 80.7% 84th International migrant stock 4.4% 2024 up 158.8% 117th International migrant stock, total 299,100 2024 up 141.6% 100th Bank capital to assets ratio 11.4% 2025 down 4.9% 33rd Borrowers from commercial banks 392.81 per 1,000 adults 2024 down 16.6% 25th Depositors with commercial banks 1,437 per 1,000 adults 2024 down 12.1% 25th Risk premium on lending 7.1% 2015 up 13.9% 22nd Portfolio investment, bonds (PPG + PNG) 870.14 million NFL, current US$ 2022 down 41.7% 20th S&P Global Equity Indices -5.0% 2022 up 38.7% 23rd Account ownership at a financial institution or with a mobile-money-se 84.7% 2024 up 34.5% 48th Account ownership at a financial institution or with a mobile-money-se 85.3% 2024 up 26.8% 51st Account ownership at a financial institution or with a mobile-money-se 79.2% 2024 up 143.1% 45th Account ownership at a financial institution or with a mobile-money-se 84.4% 2024 up 34.4% 52nd Account ownership at a financial institution or with a mobile-money-se 85.0% 2024 up 34.6% 42nd Account ownership at a financial institution or with a mobile-money-se 58.1% 2024 up 80.7% 60th Account ownership at a financial institution or with a mobile-money-se 91.7% 2024 up 19.3% 42nd Account ownership at a financial institution or with a mobile-money-se 89.4% 2024 up 24.1% 44th Account ownership at a financial institution or with a mobile-money-se 77.7% 2024 up 57.3% 47th Average transaction cost of sending remittances to a specific country 3.5% 2023 down 61.1% 39th