Financial Sector in Armenia 52 indicators covering financial sector for Armenia. IndicatorLatest Year10-yr change Rank Net migration -29,013 2025 down 90.6% 181st Total reserves in months of imports 3.41 2025 down 22.0% 113th Net domestic credit 9.58 trillion current LCU 2025 up 294.3% 46th Domestic credit to private sector by banks 68.7% 2025 up 57.5% 40th Net foreign assets 305.82 billion current LCU 2025 up 328.0% 88th Claims on central government, etc. 12.3% 2025 up 484.1% 83rd Monetary Sector credit to private sector 70.4% 2025 up 54.6% 40th Domestic credit to private sector 70.5% 2025 up 54.6% 44th Broad money 61.3% 2025 up 66.6% 78th Official exchange rate 387.01 LCU per US$, period average 2025 down 19.0% 49th Claims on private sector 24.0% 2025 up 783.0% 10th Broad money 6.94 trillion current LCU 2025 up 273.8% 48th Broad money growth 17.8% 2025 up 63.9% 32nd Claims on central government -0.3% 2025 down 155.1% 120th GDP deflator: linked series 144.93 base year varies by country 2025 up 35.4% 83rd Inflation, GDP deflator: linked series 3.6% 2025 up 194.1% 96th Broad money to total reserves ratio 3.52 2025 up 61.1% 64th Total reserves 22.5% 2024 up 29.1% 80th Interest rate spread 5.8% 2025 up 67.2% 61st Deposit interest rate 8.0% 2025 down 43.3% 26th Consumer price index 160.82 2010 = 100 2025 up 28.9% 93rd Bank liquid reserves to bank assets ratio 14.1% 2025 down 35.8% 95th Lending interest rate 13.8% 2025 down 21.6% 39th Real interest rate 9.9% 2025 down 39.1% 27th Listed domestic companies, total 12 2024 up 20.0% 94th Commercial bank branches 22.69 per 100,000 adults 2024 up 3.4% 32nd Stocks traded, total value 0.0% 2025 up 6,268.8% 97th Stocks traded, total value 2.99 million current US$ 2025 up 14,850.0% 98th Automated teller machines (ATMs) 71.47 per 100,000 adults 2024 up 24.4% 38th Stocks traded, turnover ratio of domestic shares 0.0% 2024 up 2.6% 97th Market capitalization of listed domestic companies 4.85 billion current US$ 2024 up 10,038.2% 81st Market capitalization of listed domestic companies 18.7% 2024 up 4,766.1% 72nd Real effective exchange rate index 118.17 2010 = 100 2025 up 13.7% 20th Claims on other sectors of the domestic economy 24.8% 2025 up 886.4% 8th Bank nonperforming loans to total gross loans 1.1% 2024 down 83.9% 135th International migrant stock 9.2% 2024 up 41.5% 85th International migrant stock, total 274,645 2024 up 43.9% 104th Bank capital to assets ratio 14.1% 2024 up 21.2% 11th Risk premium on lending 5.6% 2025 up 18.9% 33rd Portfolio investment, bonds (PPG + PNG) 0 NFL, current US$ 2024 down 100.0% 30th Domestic credit provided by financial sector 83.0% 2025 up 72.0% 19th Account ownership at a financial institution or with a mobile-money-se 71.4% 2024 up 303.9% 65th Account ownership at a financial institution or with a mobile-money-se 72.6% 2024 up 265.0% 64th Account ownership at a financial institution or with a mobile-money-se 63.7% 2024 up 512.4% 58th Account ownership at a financial institution or with a mobile-money-se 75.6% 2024 up 257.8% 61st Account ownership at a financial institution or with a mobile-money-se 68.0% 2024 up 361.1% 65th Account ownership at a financial institution or with a mobile-money-se 57.5% 2024 up 837.1% 61st Account ownership at a financial institution or with a mobile-money-se 72.6% 2024 up 253.6% 72nd Account ownership at a financial institution or with a mobile-money-se 76.2% 2024 up 245.8% 65th Account ownership at a financial institution or with a mobile-money-se 64.0% 2024 up 477.3% 60th Claims on other sectors of the domestic economy 70.7% 2025 up 53.2% 20th Average transaction cost of sending remittances to a specific country 4.4% 2023 up 34.8% 29th