Financial Sector in Albania 48 indicators covering financial sector for Albania. IndicatorLatest Year10-yr change Rank Net migration -24,230 2025 down 18.2% 175th Total reserves in months of imports 7.21 2025 up 2.4% 38th Net domestic credit 1.33 trillion current LCU 2024 up 39.9% 90th Domestic credit to private sector by banks 31.5% 2024 down 15.4% 111th Net foreign assets 1.01 trillion current LCU 2024 up 91.6% 61st Claims on central government, etc. 21.5% 2024 down 32.1% 40th Monetary Sector credit to private sector 31.6% 2024 down 15.5% 111th Domestic credit to private sector 34.1% 2024 down 12.6% 107th Broad money 70.9% 2024 down 16.8% 62nd Official exchange rate 93.12 LCU per US$, period average 2024 down 11.7% 69th Claims on private sector 5.1% 2024 up 457.0% 88th Broad money 1.79 trillion current LCU 2024 up 49.4% 81st Broad money growth 5.1% 2024 up 27.7% 126th Claims on central government 0.9% 2024 down 49.0% 100th GDP deflator: linked series 124.77 base year varies by country 2025 up 30.2% 138th Inflation, GDP deflator: linked series 1.4% 2025 up 87.3% 167th Broad money to total reserves ratio 2.94 2024 down 30.8% 84th Total reserves 60.8% 2024 up 94.3% 26th Interest rate spread 4.6% 2024 down 24.4% 80th Deposit interest rate 1.9% 2024 down 2.6% 110th Consumer price index 144.1 2010 = 100 2025 up 29.4% 123rd Bank liquid reserves to bank assets ratio 14.3% 2024 up 4.7% 94th Lending interest rate 6.4% 2024 down 19.2% 97th Real interest rate 4.0% 2024 down 37.9% 83rd Commercial bank branches 17.98 per 100,000 adults 2024 down 18.7% 49th Automated teller machines (ATMs) 44.78 per 100,000 adults 2024 up 28.6% 89th Claims on other sectors of the domestic economy 5.4% 2024 up 352.9% 81st Bank nonperforming loans to total gross loans 3.6% 2025 down 78.3% 65th International migrant stock 1.7% 2024 down 5.6% 157th International migrant stock, total 46,377 2024 down 10.9% 160th Bank capital to assets ratio 9.2% 2025 up 9.1% 68th Borrowers from commercial banks 155.95 per 1,000 adults 2024 up 1.0% 63rd Depositors with commercial banks 1,299 per 1,000 adults 2024 up 16.3% 32nd Risk premium on lending 3.4% 2024 down 30.7% 48th Portfolio investment, bonds (PPG + PNG) 590.95 million NFL, current US$ 2023 up 2,765.1% 24th Wholesale price index 95.24 2010 = 100 1986 down 7.6% 54th Domestic credit provided by financial sector 56.4% 2024 down 22.5% 36th Account ownership at a financial institution or with a mobile-money-se 46.1% 2024 up 21.3% 97th Account ownership at a financial institution or with a mobile-money-se 48.7% 2024 up 20.6% 93rd Account ownership at a financial institution or with a mobile-money-se 29.4% 2024 down 2.0% 98th Account ownership at a financial institution or with a mobile-money-se 51.5% 2024 up 21.0% 96th Account ownership at a financial institution or with a mobile-money-se 41.2% 2024 up 22.5% 92nd Account ownership at a financial institution or with a mobile-money-se 26.2% 2024 up 9.2% 98th Account ownership at a financial institution or with a mobile-money-se 62.3% 2024 up 10.7% 87th Account ownership at a financial institution or with a mobile-money-se 56.7% 2024 up 19.6% 90th Account ownership at a financial institution or with a mobile-money-se 30.2% 2024 up 26.3% 95th Claims on other sectors of the domestic economy 34.9% 2024 down 15.1% 42nd Average transaction cost of sending remittances to a specific country 5.6% 2023 down 53.2% 18th