Canada vs United States: Lending interest rate

Canada
2.7%
in 2017
United States
3.2%
in 2021
Canada rank
145th
United States rank
142nd

Lending interest rate over time

  • Canada
  • United States
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How they compare

United States currently reports 3.2% against 2.7% in Canada, a difference of 0.5%.

That makes United States's figure about 1.2 times Canada's.

The two have swapped places 7 times across 58 shared years of data; in 1960 it was Canada ahead.

Globally, Canada ranks 145th and United States ranks 142nd of 148 countries.

Individual pages

About this data

Indicator
Lending interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 4,788 data points, 1960–2025
Last refreshed

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.